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most of the time the ship is easily replaced, its the equipment thats hard to replace now, especially now the more "leet" equipment is alot harder to find :(.

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It's a little short-sighted to fly something like that in the first place, if you're unable to replace/insure it.

This is why I'm sticking to Frigates.

Can't blame the game for peoples' need to be "Uber".

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Try PvP vs. a battleship in a frigate.
When you have a cruiser, getting money for a new one is (very) easy.
When you have a battleship, getting money for a new one is fairly easy (i.e. takes some time, but MUCH less than the first time).

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Get close to the BS, and with the right set-up, and watch that stupid bugger try to track you.

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One option would be the following.
In stead of insurance per week in real time what about insurance per week of time you are actually online.

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The problem with insurance was, as i remember it, that you could get more cash from blowing it up than it cost to make one.

I think that it's best to simply have the ship BP(s) that you're using, so you can easily mine or purchase the minerals and make a new one. This ofc only works for corporations.

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Can't anyone in this game spell "LOSER" and "LOSING" correctly?

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The problem with insurance was, as i remember it, that you could get more cash from blowing it up than it cost to make one.

I think that it's best to simply have the ship BP(s) that you're using, so you can easily mine or purchase the minerals and make a new one. This ofc only works for corporations.

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Nice to hear a member of a pirate corp coming up with some inteligent comments.

We all should be contributing to the game, regardless of gaming style.

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  eve is meant to be a PvP game not a mine/die/mine game. If you like mining/manafacture fine but if you like combat and spend more time trying to get enough isk for 2 cruisers and then once lost a cruiser constantly getting enough isk to give you a fall back then that is a lot of time spent doing mundane tasks for 10-20 secs of fun

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  This is a valid point. However, I'd like to point out that taking this attitude seems to be a sign that you might want to reconsider your ownership of said ship. As I see it, there are several models you can take when you decide to fly a given ship: Han Solo; Redbeard and Hornblower.
  
  In the Han Solo model, you are an independant operator with your ship being your sole means of income and generally your major asset. You may not shy from combat, but you'll probably not seek it out. After all, if you lose your ship you probably can't easily replace it.
  
  In the Redbeard model, you are also an independant operator with your ship being your sole means of income and major asset. However, as a pirate, you won't shy from combat. However, since you may not be able to easily replace your ship, you'll probably stick to targets of opportunity and make a bad name for yourself among the afk miners and traders in the game.
  
  In the Hornblower model, you fly a ship provided you by a corporation based on your experience, position within the corp and/or prior proof of your ability to make good use of the ship. With the ship will come a contract, explicit or implied, concerning the use you will put the ship to. If you are a combat pilot, you will be expected to fight with the ship. If the corporation is properly organized and managed, it will be able to replace your ship if you lose it in combat.
  
  In other words, if you want to engage in PvP action, you will need to consider the mode in which you operate, how you pay for your ship, and how you will replace it if you lose it. In other words, if you want to fight with your ship, you need to make sure you can afford to replace it. If you can't afford to replace it, you should be flying a cheaper ship.
  


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  I dont know about anybody else, but if my insurance company charged me a 1/3 of the value of my car every week, for insurance, I'd be hitch hiking.

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  True. However, most of us do not drive our cars in demolition derbies -- which is what PvP combat entails. Flying within high security empire space is generally safe enough that you don't need insurance, which puts it in the realm of something you equip yourself with to mitigate the loss of your ship when you take it into hostile circumstances.
  

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Lose of a ship is very severe in EVE, and does distort the PvP aspect of the game. How about having an option to use a 'surrender' button in non war situations. This button, when activated, would give a large previously deposited 'bounty' to the the person or gang that was attacking you.

This amount could be very large, and the attackers would have the satifaction of winning the engagment, and the loser would be returned to say their starting station, much poorer but with their ship and equipment (though perhaps cargo could be dumped in space).

War would be to the death, and of course you would also have the option to go down in flames. This would have some effect on making ships, though perhaps the increase in fights could stimulate the market.

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