Vasama
Nosferatu Security Foundation
21
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Posted - 2015.08.19 22:48:14 -
[1] - Quote
Word Insurance has come up in this thread and IMHO that is what should be pursued instead of asset safety.
Key points:
Individual hangers can be insured for certain ISK value
Corp hangars can be insured for up to certain ISK value
Once citadel goes BOOM loot drops and gets destroyed and nothing gets magically moved anywhere. There can be a lot of loot.
Logistics is part of warfare and some assets can take longer time to build than currently thought model of assets safety would take for their recovery.
When you buy the insurance it will take some time take effect. LetGÇÖs say that you want to insure you hangar on Citadel X in system Z. You buy the insurance for 10 billion isk the insurance will become active a week from the purchase.
If the Citadel dies before you insurance is active...too bad, you paid the fee and get nothing back.
If you have less than 10 bil assets in Citadel when it dies you get the insurance value, that should not be 100% but good compensation anyway.
Should you have 14 bil of assets but only 10 bil you would only be compensated from the 10 bil. Should you only have 6 bil worth assets you would only get 6 bil even you insurance was for 10.
Should your corp take the Citadel down while you have goodies in there and if there would be no way for you to evac the goods before structure would be taken down, then the goods would get destroyed but insurance would compensate you with a smaller percentage than if the Citadel would have been lost to enemy action.
Cost of insurance would go down on time (bonus system), but it would remain a constant isk sink - even that after the 1st year the costs might be way down. It would make sense for small in corps and individuals to insure their main hangars, but big entities should think which hangars to insure.
Naturally one could change the insurance plan, but that would mean the delay. Should he make the sum less that it used to be no extra premium would be carried and that could be valid from the time it had been made, but should one want to rise the insurance amount then there should be a time before the insurance would be valid and also a time before the raised insurance fee would get lower.
Citadel hangar insurance would be different than ship insurance and ship insurance would not be in effect while the ship is docked.
The insurance fees could be different depending where the citadel is located. Or even not granted at all to some systems. Anyhow to have security for your goodies would need active play from the player.
An existing plan could be moved to new location. LetGÇÖs say that you move to new place you would not have to start the insurance from the scratch, but naturally there would be administrative fee and delay.
Vasama |