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sorilin
Amarr Who CareZ
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Posted - 2007.01.30 11:17:00 -
[1]
Insurance companies in eve must be damn rich since they dont charge more isk from players in war or players flying in 00 ( alliances, mainly )
i would sugest this..
1. when at war it cost more to insure your ship, only obvious because theres a bigger risk of loosing it. 2. alliances should also pay more as they are based in 00 wich are considered more lethal..
those 2 sugestions would put new aspect into war as in who wins and who dont. atm u just go out get killed and go buy a new ship. its not a MAJOR failure, as in war time most corps back up its members.
maybe even say that when at war you cant insure your ships.. would work damn sweet too. I am the borg! |

Andrea Tesla
Caldari Crazy Clone Warriors of Disaster
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Posted - 2007.01.30 11:21:00 -
[2]
And most importantly, an insurance should not pay anything, if you are killed by Concord.
Why would anyone offer insurance against breaking the law ?
AT
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Niccolado Starwalker
Shadow Templars
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Posted - 2007.01.30 11:22:00 -
[3]
Originally by: sorilin Insurance companies in eve must be damn rich since they dont charge more isk from players in war or players flying in 00 ( alliances, mainly )
i would sugest this..
1. when at war it cost more to insure your ship, only obvious because theres a bigger risk of loosing it. 2. alliances should also pay more as they are based in 00 wich are considered more lethal..
those 2 sugestions would put new aspect into war as in who wins and who dont. atm u just go out get killed and go buy a new ship. its not a MAJOR failure, as in war time most corps back up its members.
maybe even say that when at war you cant insure your ships.. would work damn sweet too.
I also added a while ago the idea of reduced innsurance if you fly carefully, and did not have any "accidents". I mean, its only natural that with lot of booms, it presses the price up, while for they who have no boom at all get their cost reduced. But it was ruled out because it was too natural. I guess its because it would favor miners, produces and carebears and punishing even more the PvPers.
Originally by: Eldo Davip PORTRAITS OMFG WOOT. WE R GONIG FOR MROE BREEE!!!!11
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Banana Torres
The Green Banana Corporation Privateer Alliance
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Posted - 2007.01.30 11:22:00 -
[4]
Originally by: sorilin
I want more logoffski
The death penalty in Eve is very high I don't think it needs to go any higher.
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sorilin
Amarr Who CareZ
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Posted - 2007.01.30 11:22:00 -
[5]
so very true.. I am the borg! |

Cender Gore
SniggWaffe Pandemic Legion
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Posted - 2007.01.30 11:23:00 -
[6]
How about not paying out insurance if you self destruct your ship? :>
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sorilin
Amarr Who CareZ
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Posted - 2007.01.30 11:29:00 -
[7]
that one too OBVIUOSLY. I am the borg! |

Lord WarATron
Amarr Black Nova Corp Band of Brothers
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Posted - 2007.01.30 11:44:00 -
[8]
Originally by: Cender Gore How about not paying out insurance if you self destruct your ship? :>
No point. People will use can flagging rules + alt to blow up their ships if self destruct is not allowed.
Its cheaper blowing up a non-rigged ship when its insurance has almost expired and buying a new one, than to re-insure -- Slot 10 Blacklight's Modified 'GMhaX' implant +8% Pwnage FREE |

Pellaeon DuGalle
Caldari Deep Black Industries
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Posted - 2007.01.30 11:45:00 -
[9]
Love this suggestion 
And I don't think this will cause more logoffski because if somebody was faced with losing their ships and mods, 1/3 of the base mineral price of the ship hull is unlikely to sway their decision either way. In terms of total value its just not worth the effort (and shame) of logging off if you weren't planning to before.
------------------- "There is one rule for the industrialist and that is: Make the best quality of goods possible at the lowest cost possible, paying the highest wages possible." |

sorilin
Amarr Who CareZ
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Posted - 2007.01.30 11:48:00 -
[10]
yep. all very good... some coding ofc. but wtf.. I am the borg! |

Prant
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Posted - 2007.01.30 12:16:00 -
[11]
If the cost to renew insurance on the same ship was less than the cost to insure a new ship, the business of blowing up your ship at the end of the contract would go away and it would be the logical way to reflect a "good driver" discount. The ship that still is flying after three months is by definition the ship whose pilot is a lower risk.
The third contract could cost even less and so forth.
The statement about alliances all being in 0.0 is obviously patently false. A good solution would be to take the headquarters of your corp as an indicator of where you fly and base your rate on the security rating of that system. Or simply base it on where you are when you insure the ship. You lied to the insurance agent "sure, this is where I'm going to be flying this ship, yeah". Or there could be a choice of contracts - a cheap one that covers losses only in high sec and one more expensive that covers losses anywhere.
Definitely, losses to CONCORD, self-destruction should not be covered. Losses to your own corp members either.
And it would make sense that they would refuse to sell insurance to someone whose corp is currently at war.
Yes, this might at first seem like it would make life hard for carebear corps who are war-decced and who would then be less willing to come out and fight, but I think it would have a far more serious impact on the corps that routinely war dec them and are pretty much always at war, it could turn out to be pretty balanced and pretty interesting to see what would happen.
I think we'd find out that the insurance agency is currently massively subsidizing piracy in Eve.
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DJ Metz
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Posted - 2007.01.30 12:25:00 -
[12]
If u do it out from where the HQ is all would just move HQ to empire. maybe make it so that IF u have outposts in 00 your HQ need to be at one of these, something to do with forthcomming fraction war etc... maybe.
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sorilin
Amarr Who CareZ
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Posted - 2007.01.30 12:26:00 -
[13]
could we please have a dev to write some thoughts on this topic. ? I am the borg! |

Cender Gore
SniggWaffe Pandemic Legion
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Posted - 2007.01.30 12:34:00 -
[14]
Quote: No point. People will use can flagging rules + alt to blow up their ships if self destruct is not allowed.
I was referring to self destructing as in doing it when you are blobbed and you dont wanna die to the enemy,hence denying them killmail + any chance of mods surviving.There is no logic in getting payed insurance by the insurance company in case of purposely self -destruction.And how exactly is it cheaper to blow your old ship and buy a new one than rather just reinsuring it? 
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