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Hexxx
Minmatar
   |
Posted - 2007.10.08 11:07:00 -
[1]
Please read this entire post before you do anything!!!
Deposits are always sent to the character "EBANK Ricdic". Do not open an account untill you have recieved a note or reply that says you are approved!
Ok guys...
The Board is hammering out the final decision on interest rates for checking (aka direct deposit) and savings. I have yet to active the transfer option between accounts but once the rates are finalized I'll be putting it in. We are still in a public testing period (thank you for those who have tested the system and gave feedback) but I expect our public testing period to end by the end of the week at the latest (maybe earlier).
Please be advised that rates will probably be 1.5% per month for checking (you can withdraw anytime, interest compounded daily) and between 2.5% and 3% per month for savings. Please be advised that savings accounts will have restrictions on withdraws. The idea is to make sure that you have very quick access to your money when you decide to withdraw it, but one of the conditions for a higher interest rate is some restrictions on how frequently you can withdraw that money. EBANK is only one banking option, please see Fury Bank for other options, including higher interest ones.
We will be entering "Growth Phase 1" which has a cap of 15 billion in deposits, or 250 million isk per account. We are allowing 60 accounts and if you deposit 250 million isk, you don't have to worry about interest that you earn going over 250 million. We're just limiting deposits is all. If we do find you make a deposit with a balance already at or over 250 million, we will wire the money back to you. EBANK expects to continue through more growth phases, expanding deposit limits and accounts as time goes by and we can be 100% sure that we can meet our interest obligations for our account holders. That is our HIGHEST priority. EBANK has been designed from day one for saftey. I have multiple methods for auditing ALL account activities and a permament record of EBANK Ricdic's journal is stored in our database, updated roughly every 60 minutes. Ricdic and I will be handeling a majority of the funds for now, I will update our information if more money managers become active.
EBANK will still be worked on from here on out, it is typical that there may be temporary and short term service interuptions. Advisories will be issued for longer term periods of potential service outages.
Once we have 60 accounts, I will update this thread to advise that we are closed to new accounts. New accounts created after this time will have deposits returned and their accounts closed. Please either reply to this thread with, "Requesting an account" or you can EVE-Mail me or you can e-mail me @ [email protected]. All accounts and account balances are confidential.
Account holders are highly encouraged to participate in discussions if they so choose on EBANKS forums as well. http://www.eve-bank.net/forums/ You do not have to use your account username, but you are encouraged to do so unless you have some serious reservation about your privacy.
If you do have questions related to accounts, please post them here, discussion of EBANK in general and commentary on EBANK can be better addressed in other threads. I would ask that we just keep this one clear and reserved for account related business only.
Again, I will update this thread with information on how many accounts are left. Opening an account does not mean you have to deposit 250 million. You can deposit any amount you wish, there are no restrictions.
Consulting, IPO Template, and Stock/Bond definitions.
|
Mox Trident
Minmatar
Erimus Blueprints
|
Posted - 2007.10.08 11:51:00 -
[2]
Requesting an account.
Evemail me if I'm accepted and I'll send my first deposit to EBANK Ricdic, thanks. 
Capital Ship BPC packages & T2 HAM's now available from Erimus Blueprints |
Shar Tegral
|
Posted - 2007.10.08 12:36:00 -
[3]
I'd like to sign up as well.
Please eve mail me if I win.
It's A GIRL!!!!! |
Daeva Vios
Ardent Adversary
Anvil.
|
Posted - 2007.10.08 12:51:00 -
[4]
Edited by: Daeva Vios on 08/10/2007 12:51:02
Requesting an account.
EVE mail if I get one and my first deposit will be on its way.
|
Feng Schui
Minmatar
The Ninja Coalition
|
Posted - 2007.10.08 12:56:00 -
[5]
same here, as this sounds interesting.
please eve-mail as well if there are any more openings.
other than that, I will add nothing to this thread. |
Richard Kitan
United Space Republic Research
|
Posted - 2007.10.08 13:08:00 -
[6]
Requesting an account.
Are alts allowed to have accounts? This character handles all my money stuff, but is not my "main" character.
--
Richard Kitan
Builder of Stuff |
Hexxx
Minmatar
|
Posted - 2007.10.08 13:14:00 -
[7]
 Originally by: Richard Kitan
Requesting an account.
Are alts allowed to have accounts? This character handles all my money stuff, but is not my "main" character.
Since deposits/withdraws and accounts are (for now) linked, the character name that you use to reserve an account is the ONLY one that can deposit money into that account.
So, it's fine if your alt opens an account, but your alt is the only one who will be able to deposit and withdraw into that account.
This could change in the future when we introduce advanced accounts that can be shared with different permissions.
Consulting, IPO Template, and Stock/Bond definitions.
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Apple Blossom
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Posted - 2007.10.08 13:18:00 -
[8]
Requesting an account.
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Richard Kitan
United Space Republic Research
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Posted - 2007.10.08 13:20:00 -
[9]
Originally by: Hexxx
So, it's fine if your alt opens an account, but your alt is the only one who will be able to deposit and withdraw into that account.
That'll work just fine for me. Thanks!
--
Richard Kitan
Builder of Stuff |
Halafian
Amarr Friendship Society
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Posted - 2007.10.08 13:50:00 -
[10]
Edited by: Halafian on 08/10/2007 13:50:19
nm
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Dr Slurm
General Commodities
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Posted - 2007.10.08 14:31:00 -
[11]
I'd like an account please.
<sig>
Tired of the inane ramblings of the incompetent? Click here
</sig> |
Akira Miyatake
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Posted - 2007.10.08 14:58:00 -
[12]
I sent EBANK Ridic money to open an account...btw, how come he still has the 2,950 isk charge on to send him evemail?
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Hexxx
Minmatar
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Posted - 2007.10.08 15:11:00 -
[13]
Originally by: Akira Miyatake
I sent EBANK Ridic money to open an account...btw, how come he still has the 2,950 isk charge on to send him evemail?
I'll tell Ricdic to remove that charge. My apologies.
Akira, we're still in the public testing phase. If you sent a large amount I can return it or if you wish to reserve an account, your money can stay where it is. Either way, just request a withdraw if you'd like your money back now.
Consulting, IPO Template, and Stock/Bond definitions.
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Nicho Void
Gallente
Hyper-Nova
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Posted - 2007.10.08 15:15:00 -
[14]
Requesting an account.
---------------
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Fira Valkyrie
Gallente
|
Posted - 2007.10.08 15:15:00 -
[15]
Requesting an account, please.
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Havok Pierce
Gallente
Black Lance
Interstellar Alcohol Conglomerate
|
Posted - 2007.10.08 15:16:00 -
[16]
Requesting an account.
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Akira Miyatake
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Posted - 2007.10.08 15:22:00 -
[17]
Originally by: Hexxx
Originally by: Akira Miyatake
I sent EBANK Ridic money to open an account...btw, how come he still has the 2,950 isk charge on to send him evemail?
I'll tell Ricdic to remove that charge. My apologies.
Akira, we're still in the public testing phase. If you sent a large amount I can return it or if you wish to reserve an account, your money can stay where it is. Either way, just request a withdraw if you'd like your money back now.
I already received an evemail back from EBANK Ricdic, and I only sent 1 mil isk. I have been following the threads and chose a nice even number to start out
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Jaarlax
Ratty Corp PLC
Confederation of Independent Corporations
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Posted - 2007.10.08 15:25:00 -
[18]
i'll have 1 please
i sent an isk to eb rid, do i need to send more to activste?
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Hexxx
Minmatar
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Posted - 2007.10.08 15:35:00 -
[19]
Edited by: Hexxx on 08/10/2007 15:36:00
Originally by: Jaarlax
i'll have 1 please
i sent an isk to eb rid, do i need to send more to activste?
If you sent isk to EBANK Ricdic as part of the testing period, AND you reserve an Account (in the same character name), you don't need to worry about activating again. I should stress that activation is automatic. Any deposit amount, even 0.01, will trigger an account creation.
However, daily interest payments will be wiped out once testing concludes. When EBANK launches, everyone starts out on the same foot in terms of interest. Daily interest will resume on your principle deposit sum at that point.
Consulting, IPO Template, and Stock/Bond definitions.
|
Ricdic
Caldari
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.08 15:35:00 -
[20]
100 isk will activate an account. Probably less than that.
I have removed my CSPA charge on EBANK Ricdic.
Cheers All.
Need Empire Research Slots. Click here |
Jaarlax
Ratty Corp PLC
Confederation of Independent Corporations
|
Posted - 2007.10.08 15:42:00 -
[21]
i'll sent a few more iskies then to be sure
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Zephite
Warrior Nation United
SMASH Alliance
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Posted - 2007.10.08 15:45:00 -
[22]
I would like an account plz. :)
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Richard Kitan
United Space Republic Research
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Posted - 2007.10.08 15:46:00 -
[23]
Originally by: Ricdic
100 isk will activate an account. Probably less than that.
I have removed my CSPA charge on EBANK Ricdic.
Cheers All.
Doh! Read the previous post and didn't scroll down enough to see this one, so I only sent over 1 isk to get the account opened. I'll send another 100.
--
Richard Kitan
Builder of Stuff |
Hexxx
Minmatar
|
Posted - 2007.10.08 15:51:00 -
[24]
Originally by: Richard Kitan
Originally by: Ricdic
100 isk will activate an account. Probably less than that.
I have removed my CSPA charge on EBANK Ricdic.
Cheers All.
Doh! Read the previous post and didn't scroll down enough to see this one, so I only sent over 1 isk to get the account opened. I'll send another 100.
We are still in public testing mode, this is just a list to reserve your account for when we launch (this week or the beginning of next).
You can send isk, but interest rates won't kick in "for real" untill launch. Right now is still just a testing period. By the way, thank you to everyone helping us test everything!
Consulting, IPO Template, and Stock/Bond definitions.
|
Hexxx
Minmatar
|
Posted - 2007.10.08 15:52:00 -
[25]
Originally by: Richard Kitan
Originally by: Ricdic
100 isk will activate an account. Probably less than that.
I have removed my CSPA charge on EBANK Ricdic.
Cheers All.
Doh! Read the previous post and didn't scroll down enough to see this one, so I only sent over 1 isk to get the account opened. I'll send another 100.
Any amount will activate an account creation, even 0.01 isk. 
Consulting, IPO Template, and Stock/Bond definitions.
|
Ricdic
Caldari
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.08 15:56:00 -
[26]
Originally by: Hexxx
Any amount will activate an account creation, even 0.01 isk.
From the man himself. But be warned, anyone requesting account withdrawals of 0.05 isk at a time will be war-dec'd by KIA Alliance. 
Need Empire Research Slots. Click here |
Meleil
|
Posted - 2007.10.08 15:57:00 -
[27]
Originally by: Ricdic
From the man himself. But be warned, anyone requesting account withdrawals of 0.05 isk at a time will be war-dec'd by KIA Alliance.
ahahaha I'll remember that :P
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Cabernetter
|
Posted - 2007.10.08 15:59:00 -
[28]
had beta account, would like to carry over to full account :)
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Ixin
Caldari
INDF Shipyards
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Posted - 2007.10.08 16:01:00 -
[29]
I would like to request an account. |
Athias
|
Posted - 2007.10.08 16:04:00 -
[30]
I would like to reserve a savings account
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Hexxx
Minmatar
|
Posted - 2007.10.08 16:11:00 -
[31]
Originally by: Athias
I would like to reserve a savings account
Just to clarify, an account here actually refers to both "standard/checking" where your deposits come in and a savings account. You get both for free, but you can just move all your cash to a savings account once we activate transfers (which will be when we launch, it'll be pretty simple).
Consulting, IPO Template, and Stock/Bond definitions.
|
Selene D'Celeste
Caldari
The D'Celeste Estate
|
Posted - 2007.10.08 16:12:00 -
[32]
The day has finally arrived. Requesting an account! =D
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Richard Kitan
United Space Republic Research
|
Posted - 2007.10.08 16:34:00 -
[33]
Originally by: Hexxx
You can send isk, but interest rates won't kick in "for real" untill launch. Right now is still just a testing period. By the way, thank you to everyone helping us test everything!
That's cool, just want to get in on the ground floor ;)
--
Richard Kitan
Builder of Stuff |
Superstar Tradesman
Caldari
Pro-Trade Industries Inc
|
Posted - 2007.10.08 17:39:00 -
[34]
Requesting an account please
Yes I realise I have a man's name |
Jarriah Takate
Amarr
Celestial Horizon Corp.
Valainaloce
|
Posted - 2007.10.08 18:16:00 -
[35]
Edited by: Jarriah Takate on 08/10/2007 18:24:51
I request an account.
Btw ... how do i withdraw money? :)
|
Locin WeEda
Gallente
Red Frog Investments
Blue Sky Consortium
|
Posted - 2007.10.08 18:19:00 -
[36]
Edited by: Locin WeEda on 08/10/2007 18:25:32
I like numbers that update themselves, so I want to request an account :)
(I already have test account from before, not sure if I have to request a real account)
|
Eton Favre
Instagate Corp
Shroud Of Darkness
|
Posted - 2007.10.08 18:23:00 -
[37]
been following these thread and it all looks cool.
I would like to request an account.
--
http://games.chruker.dk/eve_online/new_rorqual.php
Rorqual ORE Capital miner info.
|
Hexxx
Minmatar
|
Posted - 2007.10.08 18:29:00 -
[38]
Originally by: Jarriah Takate
Edited by: Jarriah Takate on 08/10/2007 18:24:51
I request an account.
Btw ... how do i withdraw money? :)
once you log in, simply go to the account link, you'll see two accounts. One is savings, the other is direct deposit. Direct deposit is where all your funds are sent that you deposit.
Once you click on "manage this account" you will see a textbox and a button, the button reads "withdraw request". Simply enter in the amount you'd like to withdraw, and then click on the request button.
A new withdraw request will show up with a status of "pending" which will be changed to "complete" once the withdraw is acted on by an authroized EBANK agent (me). The withdraw is immiediately registered as a transaction as well, which will register on your account balance as well.
The only manual part of EBANK is processing withdraw requests.
Consulting, IPO Template, and Stock/Bond definitions.
|
Mr Horizontal
Gallente
Brotherhood of Wolves
|
Posted - 2007.10.08 18:31:00 -
[39]
Sign me up for one of your shiny accounts please
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Merawen
Gallente
|
Posted - 2007.10.08 18:35:00 -
[40]
Requesting an account .
Mera |
Simon Meyer
Gallente
Silent Sun Enterprises
|
Posted - 2007.10.08 18:38:00 -
[41]
Requesting an account :)
|
RichThugster
Gallente
Invicta.
Synchr0nicity
|
Posted - 2007.10.08 18:41:00 -
[42]
account please
Originally by: Joeyboy
When goons and company lose, it's because of lag, and when they win it's because of better tactics?
|
Arvald
Caldari
House of Tempers
|
Posted - 2007.10.08 19:24:00 -
[43]
hell ill take a savings account
---------------------------
how about ya have a nice tall glass of shut the hell up eh? |
Lotor
|
Posted - 2007.10.08 19:25:00 -
[44]
I'd like to reserve one.
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Erika Velana
|
Posted - 2007.10.08 19:41:00 -
[45]
I'd like to reserve an account.
|
Fitz VonHeise
The New Order.
United Connection's
|
Posted - 2007.10.08 20:03:00 -
[46]
Reserve one savings account plz
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Ayami Sakura
|
Posted - 2007.10.08 20:18:00 -
[47]
Interesting, I'd like an account if possible.
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Votee
|
Posted - 2007.10.08 20:19:00 -
[48]
I would like to reserve an account
|
Atherin Gaius
Caldari
Domini Umbrus
|
Posted - 2007.10.08 20:27:00 -
[49]
i'm in. Let me know if there are any account slots left (evemail please) and I can send ISK.
Thanks!
|
Hexxx
Minmatar
|
Posted - 2007.10.08 20:28:00 -
[50]
Originally by: Atherin Gaius
i'm in. Let me know if there are any account slots left (evemail please) and I can send ISK.
Thanks!
your in, i'll update the thread when we have filled our account limit.
Consulting, IPO Template, and Stock/Bond definitions.
|
Potsnack
|
Posted - 2007.10.08 20:34:00 -
[51]
I take my hat off to you guys for what you are doing here, and I can only imagine the amount of work that has gone into it.
I respectfully request an account reservation and wish you all the very best of luck with this huge project.
Cheers
Pot
|
Letias
Caldari
Teikoku Trade Conglomerate
|
Posted - 2007.10.08 21:18:00 -
[52]
I would like to request an account, i sent some money to ebank ricdic but i dunno what happened to i.. oh noes my 50 isks :P
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Hexxx
Minmatar
|
Posted - 2007.10.08 21:34:00 -
[53]
Originally by: Letias
I would like to request an account, i sent some money to ebank ricdic but i dunno what happened to i.. oh noes my 50 isks :P
74910/6/2007 3:44:00 AM150015881310LetiasEBANK Ricdic50.0000
There it is, in our master deposits record. 
Consulting, IPO Template, and Stock/Bond definitions.
|
Sinbad56
Caldari
ECP Rogues
The Reckoning.
|
Posted - 2007.10.08 21:48:00 -
[54]
Can I request an account please :)
[/url] |
Imperius Blackheart
Caldari
Trinity Nova
KIA Alliance
|
Posted - 2007.10.08 22:01:00 -
[55]
Requesting an account please
|
Quadria
Gallente
Freelancers Inc. Research Division
United Manufacturing and Technology Alliance
|
Posted - 2007.10.08 22:01:00 -
[56]
i would like to reserve one
already made a deposit a few days back on 10-6-2007
Quadria
|
Jacob Mei
|
Posted - 2007.10.08 22:09:00 -
[57]
Im reminded of the EvE bank scam when reading this. Im not saying that your trying to scam anyone but I am a bit reserved in giving you money to hold onto when I can do the same with an alt on my account so I have a few questions for you.
1. Why should I trust you? What can you offer that your not going to run away with my money?
2. What do you do to give an interest rate? Are you going to launder the money into the EvE stock exchange or something?
3. Is there a threat of you actually going bankrupt?
4. Are you testing this out, and there for will add more accounts later or is it going to be 60 accounts and thats it for good?
5. I perfer to use my alt for all financial transactions for anonymity, would this be an issue?
|
Shar Tegral
|
Posted - 2007.10.08 22:13:00 -
[58]
Originally by: Jacob Mei
Im reminded of the EvE bank scam when reading this.
TBH I'd be happier if you didn't deposit. I'd suspect that your apparent reading disabilities would only drain the willpower and patience of our customer service representatives. Thank you and have fun with your alt.
It's A GIRL!!!!! |
Hexxx
Minmatar
|
Posted - 2007.10.08 22:17:00 -
[59]
Originally by: Jacob Mei
Im reminded of the EvE bank scam when reading this. Im not saying that your trying to scam anyone but I am a bit reserved in giving you money to hold onto when I can do the same with an alt on my account so I have a few questions for you.
1. Why should I trust you? What can you offer that your not going to run away with my money?
2. What do you do to give an interest rate? Are you going to launder the money into the EvE stock exchange or something?
3. Is there a threat of you actually going bankrupt?
4. Are you testing this out, and there for will add more accounts later or is it going to be 60 accounts and thats it for good?
5. I perfer to use my alt for all financial transactions for anonymity, would this be an issue?
1. Read the Terms and Conditions
2. Read the Terms and Conditions
3. Read the Terms and Conditions
4. Read the Terms and Conditions
5. Yep, that's fine!
http://www.eve-bank.net/About/TermsAndConditions.aspx
Consulting, IPO Template, and Stock/Bond definitions.
|
Jacob Mei
|
Posted - 2007.10.08 22:23:00 -
[60]
Originally by: Shar Tegral
Originally by: Jacob Mei
Im reminded of the EvE bank scam when reading this.
TBH I'd be happier if you didn't deposit. I'd suspect that your apparent reading disabilities would only drain the willpower and patience of our customer service representatives. Thank you and have fun with your alt.
Your happiness and my actions are two very diffrent things. I admit im ignorant of the OP's project which is why I asked the question as im not about to invest a cent into anything without having one of my questions answered regardless if its covered or not. If you have a problem with the fact that I choose to use an alt for my reasons then please post your futile objection to the fact as thats the extent of what you can do. If the OP shares your views then I will simply take my ISK elsewhere but I would perfer to hear it from him.
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Jacob Mei
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Posted - 2007.10.08 22:36:00 -
[61]
Edited by: Jacob Mei on 08/10/2007 22:36:22
Okay I like what I see Hexxx,
requesting an account.
Evemail me when its setup and ill make my first deposit.
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Shar Tegral
|
Posted - 2007.10.08 22:37:00 -
[62]
Originally by: Jacob Mei
I admit im ignorant of the OP's project which is why I asked the question as im not about to invest a cent into anything without having one of my questions answered regardless if its covered or not.
My statement was not about your use of an alt but your ability to read. This thread is all about testing a product. With amount as small as 0.01 isk and in truth should not be more than 100 isk. Reading for the win mate, for the win. Originally by: Jacob Mei
If the OP shares your views then I will simply take my ISK elsewhere but I would perfer to hear it from him.
The op is handling the design and implementation of the automation behind EBANK. I'm one of the directors that helps to guide what, where, and who EBANK deals with. And let me tell you, rampant ignorance sets my teeth absolutely on edge. As it is most likely that I will have to do some form of customer service duty, because I gave a commitment to the project, I'm attempting to avoid future hassles for you and me. You don't read goodly. Please no deposit.
It's A GIRL!!!!! |
Anna Sofia
Lagavullin
|
Posted - 2007.10.08 22:40:00 -
[63]
I want an account as well, where do i sign?
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Jacob Mei
|
Posted - 2007.10.08 23:25:00 -
[64]
Originally by: Shar Tegral
Originally by: Jacob Mei
I admit im ignorant of the OP's project which is why I asked the question as im not about to invest a cent into anything without having one of my questions answered regardless if its covered or not.
My statement was not about your use of an alt but your ability to read. This thread is all about testing a product. With amount as small as 0.01 isk and in truth should not be more than 100 isk. Reading for the win mate, for the win. Originally by: Jacob Mei
If the OP shares your views then I will simply take my ISK elsewhere but I would perfer to hear it from him.
The op is handling the design and implementation of the automation behind EBANK. I'm one of the directors that helps to guide what, where, and who EBANK deals with. And let me tell you, rampant ignorance sets my teeth absolutely on edge. As it is most likely that I will have to do some form of customer service duty, because I gave a commitment to the project, I'm attempting to avoid future hassles for you and me. You don't read goodly. Please no deposit.
Im not looking for conflict and in retrospect I should have looked a bit closer however if your attitude is common for Customer Service then I really question the longevity of this venture. Nothing sets -my- teeth on edge more then an arrogent Customer Service Representive that says things like "You don't read goodly. Please no deposit" to someone who is interested in investing their money, even if it is essentially play money. Yes I should have read the entire post more closely, but if you find my simple questions an annoyance wait until you are dealing with full blown issues.
I hope to be proven wrong here, but I would serously drop the attitude you have shown me when you are trying to launch a service that handles other peoples money.
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Adrimar
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Posted - 2007.10.08 23:26:00 -
[65]
I'll take one too.
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Hexxx
Minmatar
|
Posted - 2007.10.08 23:31:00 -
[66]
Originally by: Jacob Mei
Im not looking for conflict and in retrospect I should have looked a bit closer however if your attitude is common for Customer Service then I really question the longevity of this venture. Nothing sets -my- teeth on edge more then an arrogent Customer Service Representive that says things like "You don't read goodly. Please no deposit" to someone who is interested in investing their money, even if it is essentially play money. Yes I should have read the entire post more closely, but if you find my simple questions an annoyance wait until you are dealing with full blown issues.
I hope to be proven wrong here, but I would serously drop the attitude you have shown me when you are trying to launch a service that handles other peoples money.
Shar eats newbies for breakfast. 
Seriously though, EBANK has been discussed repeatedly for quite some time. A majority of the Directors who are on the project are some of the most well known and highly respected names in the Market. So when you ask those sorts of questions, without having done a bit of research....it can irritate people.
If you are new to the markets, then welcome aboard, but definintly make an effort to do your own research. You'll earn points with the regulars around here (of which Shar is definintly a member) and gain some respect for your leg work. The Market forum isn't like the other forums; it is unique.
Your account reservation has been accepted.
Consulting, IPO Template, and Stock/Bond definitions.
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Ezoran DuBlaidd
Rivers Enterprises
Power Corrupts Industry's
|
Posted - 2007.10.08 23:36:00 -
[67]
Originally by: Hexxx
Originally by: Jacob Mei
Im not looking for conflict and in retrospect I should have looked a bit closer however if your attitude is common for Customer Service then I really question the longevity of this venture. Nothing sets -my- teeth on edge more then an arrogent Customer Service Representive that says things like "You don't read goodly. Please no deposit" to someone who is interested in investing their money, even if it is essentially play money. Yes I should have read the entire post more closely, but if you find my simple questions an annoyance wait until you are dealing with full blown issues.
I hope to be proven wrong here, but I would serously drop the attitude you have shown me when you are trying to launch a service that handles other peoples money.
Shar eats newbies for breakfast.
Seriously though, EBANK has been discussed repeatedly for quite some time. A majority of the Directors who are on the project are some of the most well known and highly respected names in the Market. So when you ask those sorts of questions, without having done a bit of research....it can irritate people.
If you are new to the markets, then welcome aboard, but definintly make an effort to do your own research. You'll earn points with the regulars around here (of which Shar is definintly a member) and gain some respect for your leg work. The Market forum isn't like the other forums; it is unique.
Your account reservation has been accepted.
damn, that didn't sound elitist at all.
|
Amior
Amarr
Pringles Inc.
STYX.
|
Posted - 2007.10.08 23:44:00 -
[68]
I would like an account please.
Eve-Mail Me.
Once you pop, you can't stop! - Pringles
I R PIEWATE! Yarh haha! I eat noobs for breakfast |
Titus Lewis
Absolutely No Return
The Red Skull
|
Posted - 2007.10.09 00:01:00 -
[69]
I'll take a savings account if possible. Please eve mail me.
Freedom is Slavery
|
Shar Tegral
|
Posted - 2007.10.09 00:05:00 -
[70]
Originally by: Jacob Mei
I hope to be proven wrong here, but I would serously drop the attitude you have shown me when you are trying to launch a service that handles other peoples money.
Having already handled two major multi-billion isk financial projects I can say my attitude is just perfect for what I need it to do. While on paper it would be nice to say that EBANK will be open for everyone in Eve the reality of the situation is that there is going to be limits. EBANK can not meet its promised interest payments on 5 trillion isk and I suspect that is not all the isk in game. So, while this may sound elitist, there is a limit to participation. We state no obvious rules or standards on participation however I'm sure my fellow directors and members of EBANK would sincerely prefer people who spend the slightest bit of time reading up on what depositing means, heck even how to deposit would be nice, instead of having to dread dealing with someone who pops off at the mouth simply because there is a keyboard attached to your computer. Essentially, you looked the fool and I called you on it. You could've had the good grace to say "Ooops" and I could've demonstrated the good grace to say, "Sorry". But you didn't and I'm not. So, take your piddly funds and go do something else. I fully expect that just because we are looking for investors doesn't mean we are going to kiss your bum for you either. It's a shame that you are posting with an alt as I'd personally prefer to continue this discussion somewhere in game. I'm sure then you'll find my customer service personality much more satisfactory... to me at the least. The point of the matter is this: Far better to lose a few moronic depositors early on when seating at the table is limited than to have to spend hours explaining to them how to stop being a jerk. Originally by: Ezoran DuBlaidd
damn, that didn't sound elitist at all.
Heck I'm easy to please. Originally by: Hexxx
Please read this entire post before you do anything!!!
That would have avoided the problem entirely. We weren't asking for his money, yet. So to go into the whole spiel regarding EBANK just for his singular benefit would have been as redundant as he was inane. But thank you for your contribution. Always sharp and tasty as usual. Someday you may graduate to useful too.
It's A GIRL!!!!! |
BhurakStarkiller
|
Posted - 2007.10.09 00:42:00 -
[71]
Reserve one for me, please |
Jacob Mei
|
Posted - 2007.10.09 02:08:00 -
[72]
Originally by: Shar Tegral
Having already handled two major multi-billion isk financial projects I can say my attitude is just perfect for what I need it to do. While on paper it would be nice to say that EBANK will be open for everyone in Eve the reality of the situation is that there is going to be limits. EBANK can not meet its promised interest payments on 5 trillion isk and I suspect that is not all the isk in game.
So, while this may sound elitist, there is a limit to participation. We state no obvious rules or standards on participation however I'm sure my fellow directors and members of EBANK would sincerely prefer people who spend the slightest bit of time reading up on what depositing means, heck even how to deposit would be nice, instead of having to dread dealing with someone who pops off at the mouth simply because there is a keyboard attached to your computer.
Essentially, you looked the fool and I called you on it. You could've had the good grace to say "Ooops" and I could've demonstrated the good grace to say, "Sorry". But you didn't and I'm not. So, take your piddly funds and go do something else. I fully expect that just because we are looking for investors doesn't mean we are going to kiss your bum for you either.
It's a shame that you are posting with an alt as I'd personally prefer to continue this discussion somewhere in game. I'm sure then you'll find my customer service personality much more satisfactory... to me at the least. The point of the matter is this: Far better to lose a few moronic depositors early on when seating at the table is limited than to have to spend hours explaining to them how to stop being a jerk.
Originally by: Ezoran DuBlaidd
damn, that didn't sound elitist at all.
Heck I'm easy to please.
Originally by: Hexxx
Please read this entire post before you do anything!!!
That would have avoided the problem entirely.
We weren't asking for his money, yet. So to go into the whole spiel regarding EBANK just for his singular benefit would have been as redundant as he was inane. But thank you for your contribution. Always sharp and tasty as usual. Someday you may graduate to useful too.[/justify]
Excuse me for being new to the market aspect of the game. I said this reminded me of something I had heard, a scam that cost players quite a bit of ISK and then proceeded to ask for information and then said in retrospect I should have looked more into it. I am not looking for my rear to get kissed or anything but I damn sure am not interested in getting walked all over by someone with a short temper.
I do apologize to EBank for saying that im reminded of a scam when I initally read this. I should have known better then to say something of that nature but I would imagine the damage is done.
However Shar, you decided that instead of correcting me in my ignorance you go straight for the throat and proclaim you didnt want my buisness and now regret that I am using an Alt to speak my mind as you wish to engage me in combat if I am reading your post correctly. So tell me, would you use customer information to your advantage in matters such as this or am I the exception? If a customer gets on your bad side are you going to threaten to hunt them down in game to get your way?
I made a comment out of ignorance and later signed up after looking at what your group is offering, what is your excuse for your actions?
|
Ricdic
Caldari
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.09 02:19:00 -
[73]
Sorry for what you have gone through Jacob. Shar is well known for voicing his opinion which is one of the big reason he was chosen as one of the board of directors. Not to hassle prospective customers, but to make his views well known, and let nothing slip past.
I see where he is coming from, and you did retract your statement afterwards so I won't delve on it too much longer and hope you guys can come to a resolution.
BTW, I am the founder of EBANK and whilst there are reservations and limitations on seating in the first phase of EBANK there will be many more phases in the future. Anyway, I won't apologise for your having to endure the comments of Shar Tegral, but I will apologise that you were subject to The Wrath of Shar.
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Genbukan
Best Buy INC
|
Posted - 2007.10.09 02:22:00 -
[74]
Sign me up, I would like an account please.
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Jacob Mei
|
Posted - 2007.10.09 02:41:00 -
[75]
Originally by: Ricdic
Sorry for what you have gone through Jacob. Shar is well known for voicing his opinion which is one of the big reason he was chosen as one of the board of directors. Not to hassle prospective customers, but to make his views well known, and let nothing slip past.
I see where he is coming from, and you did retract your statement afterwards so I won't delve on it too much longer and hope you guys can come to a resolution.
BTW, I am the founder of EBANK and whilst there are reservations and limitations on seating in the first phase of EBANK there will be many more phases in the future. Anyway, I won't apologise for your having to endure the comments of Shar Tegral, but I will apologise that you were subject to The Wrath of Shar.
Hey no problem Ricdic and I wouldnt accept an apology from you on behalf of Shar, its not yours to give nor am I looking for one but I want it understood im not the type to treated in an ill manner. That said, if shar wants to continue our, discussion, EvEmail works perfectly well for me as I am not interested (nor ever was) in turning this thread into anymore of a flame then it already has become because of something I said out of ignorance.
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Fader Bane
Black Knight Buccaneers
Daisho Syndicate
|
Posted - 2007.10.09 02:50:00 -
[76]
i request an account please.
________________________________________
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Minerva Vulcan
Caldari
The Nexus Foundation
|
Posted - 2007.10.09 03:02:00 -
[77]
Requesting and account
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Shar Tegral
|
Posted - 2007.10.09 03:38:00 -
[78]
Originally by: Jacob Mei
If a customer gets on your bad side are you going to threaten to hunt them down in game to get your way?
Actually, this is about the only final option there is in Eve. Sadly there is no other final arbitrator so, quite seriously, yes. Screw over EBANK and I will hunt you. Originally by: Jacob Mei
I made a comment out of ignorance and later signed up after looking at what your group is offering, what is your excuse for your actions?
Now we have a basis of communication. Quite honestly there is no excuse for my behavior but I won't retract it either. It's a strange dichotomy yes but it is also why I throw so much verbiage at whatever declaration or statement I'm currently making. Hating me is acceptable, I'm usually the jerk of an organization and I'm at peace with that. Every organization really does need one. But, you've admitted that perhaps you've made a mistake. I know I've gone a shoved it in your face a bit. BTW what you make think is your mistake is not what I think it was. Asking those questions is vital, utterly critical. However this thread was mostly about setting up trial accounts and testing of the software. If you've got questions about EBANK there are several threads on it and we don't mind, at all, more threads started regarding it. I'll be more than happy to verbiage you to death over much about it and, lord knows, Ricdic & others will as well. That's the only thing I was trying to correct mate. Just the place of the questions. Hexx has more than enough to handle without having to handle the socio-politcal-community aspects of EBANK as well.
It's A GIRL!!!!! |
Amicus Pauperi
ASGARD SECURITY SHIPPING PRODUCTION
SMASH Alliance
|
Posted - 2007.10.09 03:59:00 -
[79]
Perhaps Shar, it'd be best to allow the other founders of this particular venture to handle the questions from those new to the market. You could stay in the background jousting those who aren't sensitive to your comments. Every organization needs a jerk... true. But you definitely don't put them in the teller's window. And they certainly shouldn't be allowed to answer the company phone 
That being said, please keep up the usual verbage in the other IPO threads though. You're a great attack dog to sic on the weak business plans 
-AP
Economic PvP - Cornering Jita 4-4 |
Ramblin Man
Empyreum
|
Posted - 2007.10.09 04:29:00 -
[80]
Edited by: Ramblin Man on 09/10/2007 04:29:57
Originally by: Ricdic
Sorry for what you have gone through Jacob.
SHAARRRRRRR!
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Keelabich
|
Posted - 2007.10.09 04:34:00 -
[81]
I would like a checking and savings account.
Is that 2 accounts or does it count as just one?
If its 2 I need to send 500m right, to be maxed out?
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Shar Tegral
|
Posted - 2007.10.09 04:37:00 -
[82]
LOL. Okay, okay, I'll shut the heck up.
BTW I think that if more really hostile, and well armed, tellers started appearing you'd find bank robber a completely obsolete profession!
It's A GIRL!!!!! |
Ricdic
Caldari
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.09 04:37:00 -
[83]
Originally by: Keelabich
I would like a checking and savings account.
Is that 2 accounts or does it count as just one?
If its 2 I need to send 500m right, to be maxed out?
It's just 1 account, but you don't need to send any substantial portion of money at this point. Frankly, sending 1m is more than sufficient, as we are still testing and it probably isn't wise sending large amounts of isk at this point.
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Shar Tegral
|
Posted - 2007.10.09 04:38:00 -
[84]
Originally by: Keelabich
If its 2 I need to send 500m right, to be maxed out?
Don't send any major deposits at this time. The bank is not accepting full on depositing just yet. This is just reserving your account because there is limited spaces. Oh... and some testing may be done. Check the op for details.
It's A GIRL!!!!! |
Keelabich
|
Posted - 2007.10.09 04:38:00 -
[85]
Ok, wonderful, let me know when the account is up and ill send isk to EBANK Ricdic.
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Wolfgang Galgor
Minmatar
Deep Space Consortium
|
Posted - 2007.10.09 04:40:00 -
[86]
I would like to open a savings accounts, please.
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Jason Marusic
|
Posted - 2007.10.09 04:49:00 -
[87]
Requesting an account.
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Lou Takki
|
Posted - 2007.10.09 05:37:00 -
[88]
Hey, Requesting a continuation of my original beta account.
Thanks!
Lou
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LaVista Vista
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.09 06:35:00 -
[89]
This is going fast. I want an account too 
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Shinhan
Phoenix Knights
Dark Nebula Galactic Empire
|
Posted - 2007.10.09 06:46:00 -
[90]
Requesting an account.
(Though I cant deposit from work, money will be sent in 8 hours)
--
Selling apples, 1 signature each.
ѼѼѼѼѼѼѼ |
Dead6re
Amarr
The Knighthawks
FREGE Alliance
|
Posted - 2007.10.09 08:57:00 -
[91]
Requesting an account, please eve mail with confirmation, Will sent isk later when I get home.
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Cerpen Taxt
The Knighthawks
FREGE Alliance
|
Posted - 2007.10.09 08:59:00 -
[92]
Would like to request an account. Please eve mail and I shall sent the isk when I can get online :D
|
Slain Slaughter
R.P. Frizzink inc
|
Posted - 2007.10.09 09:10:00 -
[93]
I would like to request an acount. |
Shae Laurel
|
Posted - 2007.10.09 09:13:00 -
[94]
I would like to reserve an account. Send me an evemail with the details.
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Karanth
Gallente
Crazy 88's
|
Posted - 2007.10.09 09:34:00 -
[95]
If there is one left at this point, I'd like in.
All that's left...
There is only one sig hijack that matters, the orginal and only member of the hijack squad. me. -Eris. ps Black russians are better then beer.
Well, there's not many of *us* left! -Rauth
|
Kirjava
Lothian Quay Industries
Zzz
|
Posted - 2007.10.09 09:42:00 -
[96]
I would like to request an account please.
Eve mail me if I get in and I will send you the isk ^^
Originally by: CCP Morpheus
Post with your alt.
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Niolana
Caldari
|
Posted - 2007.10.09 10:39:00 -
[97]
I¦ll take one account.
After confirmation to eve-mail I will deposit the money.
|
Ishina Fel
Caldari
Synergy.
Imperial Republic Of the North
|
Posted - 2007.10.09 11:24:00 -
[98]
I'd like to resere an account.
I already have one for the testing phase too, but until yesterday evening I did not receive any evemails from the bank. So here's the official request to convert it into a real acccount.
Buff room for large link addresses in sigs plz :( |
Hexxx
Minmatar
|
Posted - 2007.10.09 12:29:00 -
[99]
Account reservations are closed!
I'll post an updated list of people tonight (the ones who are public at least)
Consulting, IPO Template, and Stock/Bond definitions.
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Mehixa
|
Posted - 2007.10.10 01:30:00 -
[100]
Edited by: Mehixa on 10/10/2007 01:31:46
We have three private account holders. There are current 57 public account holders. They are:
Mox Trident
Daeva Vios
Feng Schui
Richard Kitan
Apple Blossom
Halafian
Dr Slurm
Akira Miyatake
Nicho Void
Fira Valkyrie
Havok Pierce
Jaarlax
Zephite
Cabernetter
Ixin
Athias
Selene D'Celeste
Superstar Tradesman
Jarriah Takate
Locin WeEda
Eton Favre
Mr Horizontal
Merawen
Simon Meyer
RichThugster
Lotor
Arvald
Erika Velana
Fitz VonHeise
Ayami Sakura
Votee
Atherin Gaius
Potsnack
Letias
Sinbad56
Imperius Blackheart
Quadria
Jacob Mei
Anna Sofia
Adrimar
Amior
Titus Lewis
BhurakStarkiller
Genbukan
Fader Bane
Minerva Vulcan
Keelabich
Jason Marusic
Lou Takki
Shinhan
Dead6re
Cerpen Taxt
Slain Slaughter
Shae Laurel
Karanth
Kirjava
Niolana
My apologies to everyone who asked for an account and did not get in on this. I will see if perhaps we can maybe make an exception, but the final call is up to the Board.
We are still in testing at the moment untill I can fix the deposit bug caused by malformed XML nodes. (caused by some rather creative deposit descriptions using 'illegal' characters) I expect us to get up and running soon.
Testers who have not reserved an account will have any funds returned to them once we go live. Unless you only deposited like...5 isk. Then it's all mine!
|
Hexxx
Minmatar
|
Posted - 2007.10.10 01:31:00 -
[101]
Edited by: Hexxx on 10/10/2007 01:32:08
Ugh...the above was my extremely attractive and grammatically correct alt.
Consulting, IPO Template, and Stock/Bond definitions.
|
Keelabich
|
Posted - 2007.10.10 01:54:00 -
[102]
Ok, so now we send the tester amount? 1m isk or so?
|
Hexxx
Minmatar
|
Posted - 2007.10.10 02:00:00 -
[103]
Originally by: Keelabich
Ok, so now we send the tester amount? 1m isk or so?
You can still test untill Friday I'd say...but be advised that deposits are disabled untill I fix a rather nasty XML bug.
After launch I'll have a demo account people can play with.
Consulting, IPO Template, and Stock/Bond definitions.
|
Keelabich
|
Posted - 2007.10.10 02:02:00 -
[104]
Originally by: Hexxx
You can still test untill Friday I'd say...but be advised that deposits are disabled untill I fix a rather nasty XML bug.
After launch I'll have a demo account people can play with.
Ok, i tossed a little isk to EBANK Ricdic, ill see how it works :-P.
|
Ricdic
Caldari
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.10 02:08:00 -
[105]
Originally by: Keelabich
Ok, so now we send the tester amount? 1m isk or so?
Deposit logging is currently disabled whilst Hexxx deals with a bug, but when he switches it back on it will all be updated (nothing is ever missed by the API)
So there is no need to deposit anything at this point, and I would recommend small amounts (<>1m) anyway until we are live and bugfree.
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Keelabich
|
Posted - 2007.10.10 02:12:00 -
[106]
So perhaps i missed it, but how do i get a login and pass for the website?
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Hexxx
Minmatar
|
Posted - 2007.10.10 02:16:00 -
[107]
Edited by: Hexxx on 10/10/2007 02:17:14
Originally by: Keelabich
So perhaps i missed it, but how do i get a login and pass for the website?
edit: login name is your character name, default password is....password
Once you make a deposit, of any amount (even 0.01 isk) an account is automatically generated. This process creates two accounts, one which is a deposit account and one which is a savings account. For now we don't allow the transfer of deposits into a savings account.
Daily interest credits still run, deposits are checked each hour...and EBANK never misses anything (once i fix the bucket of junk) and will store all deposits ever made forever.
And ever.
Consulting, IPO Template, and Stock/Bond definitions.
|
Keelabich
|
Posted - 2007.10.10 02:23:00 -
[108]
Edited by: Keelabich on 10/10/2007 02:23:22
Ok, but since the deposits are disabled, my account wont show up anyways correct? At least until you go live with it, or get the jacked up code fixed. Also, am I to assume we will all be provided with personal passwords for our accounts. (The ones that ended up getting accounts at least)
|
Ricdic
Caldari
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.10 02:26:00 -
[109]
Edited by: Ricdic on 10/10/2007 02:27:06
If anyone wants to have a fiddle feel free to log into my test account
www.eve-bank.net
Username : ricdic
Password : password
Passwords can be updated inside the login as you will see when fiddling with my test account.
edit: scratch that, my login doesn't work either
Cheers.
Ric
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Keelabich
|
Posted - 2007.10.10 02:29:00 -
[110]
Edited by: Keelabich on 10/10/2007 02:34:04
I just logged onto your account, but it wont let me out now, haha. Mine isn't working though.
edit. Looks like a logout button needs to be implemented.
|
Ricdic
Caldari
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.10 02:35:00 -
[111]
Originally by: Keelabich
I just logged onto your account, but it wont let me out now, haha. Mine isnt working though.
Yours won't work as your deposit wouldn't have been logged into the database due to the bug. Mine has been there for some time so it is all stored.
When Hexxx fixes the issue and enables logging it will download everyone's deposits into the database and your account will begin working
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Keelabich
|
Posted - 2007.10.10 02:37:00 -
[112]
Oh, i c...but how do i get off your account?
|
Ricdic
Caldari
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.10 02:43:00 -
[113]
Originally by: Keelabich
Oh, i c...but how do i get off your account?
Great question, let me find out 
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Keelabich
|
Posted - 2007.10.10 03:19:00 -
[114]
Originally by: Ricdic
edit: Hexxx has advised this is on the top of his to-do list after the deposit issue is resolved. Give it a few hours and you should be able to get off my account. 
Hah, ok awesome.
|
Nummb
|
Posted - 2007.10.10 03:26:00 -
[115]
Question, since you listed everyone's account name, and all the passwords are the same, and the webpage will not allow us to change passwords yet how are you going to secure the isk thats in EBANK so that I don't log onto everyone's account and send all their money to me alt?
BTW, I have an account but its under an alt because I am a moron and sent the money with my alt the other day.
|
Fader Bane
Black Knight Buccaneers
Daisho Syndicate
|
Posted - 2007.10.10 03:50:00 -
[116]
Originally by: Nummb
Question, since you listed everyone's account name, and all the passwords are the same, and the webpage will not allow us to change passwords yet how are you going to secure the isk thats in EBANK so that I don't log onto everyone's account and send all their money to me alt?
BTW, I have an account but its under an alt because I am a moron and sent the money with my alt the other day.
well unless you can find away to get an account holders EVE login information and then send a message to ricdic for a withdraw, the funds are safe.
________________________________________
|
Ricdic
Caldari
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.10 04:03:00 -
[117]
Yeh that's specifically why we said to send small amounts of isk
Either way you can't get other people's monies as transfers aren't avail any time soon, so worst case you can haxor your way into making me send the original depositor their cash back.
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LaVista Vista
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.10 04:08:00 -
[118]
Edited by: LaVista Vista on 10/10/2007 04:08:45
EDIT: Scrap that. 
|
Nummb
|
Posted - 2007.10.10 04:20:00 -
[119]
Originally by: Ricdic
Yeh that's specifically why we said to send small amounts of isk
Either way you can't get other people's monies as transfers aren't avail any time soon, so worst case you can haxor your way into making me send the original depositor their cash back.
It's all good I wouldn't really do something so stupid as that anyway. I really just wanted to make sure you were aware of the potential of listing everyone who has an account on the forums which essentially lets everyone "know" how to log into EBANK.
And to be honest, I was testing the security as I will be away for about the next 5-7 days give or take and didn't want to be left hanging when this thing goes live.
I feel better, you are doing a great job guys, keep it up.
P.S. Shardale is my idol
|
Hexxx
Minmatar
|
Posted - 2007.10.10 04:29:00 -
[120]
Originally by: Nummb
Originally by: Ricdic
Yeh that's specifically why we said to send small amounts of isk
Either way you can't get other people's monies as transfers aren't avail any time soon, so worst case you can haxor your way into making me send the original depositor their cash back.
It's all good I wouldn't really do something so stupid as that anyway. I really just wanted to make sure you were aware of the potential of listing everyone who has an account on the forums which essentially lets everyone "know" how to log into EBANK.
And to be honest, I was testing the security as I will be away for about the next 5-7 days give or take and didn't want to be left hanging when this thing goes live.
I feel better, you are doing a great job guys, keep it up.
P.S. Shardale is my idol
You won't get far.
I've abstracted the data layer and strongly typed every single input and output from the database. I spent a year using SQL injections via proxy programs and manual entry to reverse telnet into Window server shells (gotta love default MS SQL xp_cmd_shell being left on) to dump SAM's against my Rainbow tables. Yeah, it was part of my job (seriously). There are some errors where I'm just not handeling mistyped data yet (mis-typed as in...you know...improper data type assignments)
If you understand what I just said, you'll know I spent some time on the security of EBANK.
Consulting, IPO Template, and Stock/Bond definitions.
|
Selene D'Celeste
Caldari
The D'Celeste Estate
|
Posted - 2007.10.10 06:53:00 -
[121]
Originally by: Hexxx
If you understand what I just said, you'll know I spent some time on the security of EBANK.
Just to let you know at least one person understands what you said. =P
|
Mr Horizontal
Gallente
Brotherhood of Wolves
|
Posted - 2007.10.10 08:13:00 -
[122]
Originally by: Selene D'Celeste
Originally by: Hexxx
If you understand what I just said, you'll know I spent some time on the security of EBANK.
Just to let you know at least one person understands what you said. =P
Ditto. But you need to figure out a more secure default password, especially as the public account holders are all listed here
I've been fortunate enough to have a little money sent to EVE Bank while the deposits were working, and I've been able to login and change my password. While I'm sure you're on the case, I have spotted a couple of issues:
1. Since depositing 1m ISK, I have magically been given a second account: one current, one savings.
2. The deposited money turned up in the current account. No interest has been paid (but you probably haven't switched on the Interest Paying Service yet!)
3. This morning while trying to transfer the ISK from the current to the savings account, I could only start a withdrawal request, but instead of giving me an option as to where I want the ISK to go, it's now a straight withdrawal.
4. Upon clicking 'See all withdrawal requests', I get the following error:
'RequestsByAccountID' is not a member of 'EBANKTableAdapters.RequestsTableAdapter'.
Source File: C:\Sites\Single16\chadk\webroot\User\Accounts\Withdraw.aspx.vb Line: 18
This is most likely because you've changed the class in the DAL, but I thought I'd let you know :)
5. You can cancel the withdrawal request. I only want the ISK I've sent in the Higher Interest savings account
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Ricdic
Caldari
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.10 09:42:00 -
[123]
Originally by: Mr Horizontal
1. Since depositing 1m ISK, I have magically been given a second account: one current, one savings.
Everyone has, it was by design that all account holders have 2 accounts. More will be explained on this later but there will basically be two different account types. High interest savings @ 3% per month with limitations on withdrawals, or a standard checking account at 1.5% per month without limitations. There will also likely be a third soon but I don't want to give it away yet, plus it isn't approved by the board. Top sikrit.
Quote:
2. The deposited money turned up in the current account. No interest has been paid (but you probably haven't switched on the Interest Paying Service yet!)
A few interest payments have been played with but due to testing etc everything is back and forth for the moment and some fairly large bugs being addressed. The idea behind opening EBANK to a larger audience was to get a decent sized scope on problems people incurred (we all know that 1-2 bughunters can't find all bugs)
Quote:
3. This morning while trying to transfer the ISK from the current to the savings account, I could only start a withdrawal request, but instead of giving me an option as to where I want the ISK to go, it's now a straight withdrawal.
I think it was explained a bit earlier in thread but to transfer between accounts doesn't exist yet, or if you saw a remnant of it, it would have been hexxx playing with the code
Quote:
4. Upon clicking 'See all withdrawal requests', I get the following error:
'RequestsByAccountID' is not a member of 'EBANKTableAdapters.RequestsTableAdapter'.
Source File: C:\Sites\Single16\chadk\webroot\User\Accounts\Withdraw.aspx.vb Line: 18
Good bug might have been related to his changes but if not definetly something that can be resolved.
Quote:
This is most likely because you've changed the class in the DAL, but I thought I'd let you know :)
5. You can cancel the withdrawal request. I only want the ISK I've sent in the Higher Interest savings account
This will be possible soon
Need Empire Research Slots. Click here |
Hexxx
Minmatar
|
Posted - 2007.10.10 11:31:00 -
[124]
Originally by: Mr Horizontal
Originally by: Selene D'Celeste
Originally by: Hexxx
If you understand what I just said, you'll know I spent some time on the security of EBANK.
Just to let you know at least one person understands what you said. =P
Ditto. But you need to figure out a more secure default password, especially as the public account holders are all listed here
I've been fortunate enough to have a little money sent to EVE Bank while the deposits were working, and I've been able to login and change my password. While I'm sure you're on the case, I have spotted a couple of issues:
1. Since depositing 1m ISK, I have magically been given a second account: one current, one savings.
2. The deposited money turned up in the current account. No interest has been paid (but you probably haven't switched on the Interest Paying Service yet!)
3. This morning while trying to transfer the ISK from the current to the savings account, I could only start a withdrawal request, but instead of giving me an option as to where I want the ISK to go, it's now a straight withdrawal.
4. Upon clicking 'See all withdrawal requests', I get the following error:
'RequestsByAccountID' is not a member of 'EBANKTableAdapters.RequestsTableAdapter'.
Source File: C:\Sites\Single16\chadk\webroot\User\Accounts\Withdraw.aspx.vb Line: 18
This is most likely because you've changed the class in the DAL, but I thought I'd let you know :)
5. You can cancel the withdrawal request. I only want the ISK I've sent in the Higher Interest savings account
The default password issue is something I wrestle with.
The original thinking is have the "description" contain the password...the problem is, that could go horribly wrong. And if they put in illegal characters, how do I tell them they have a default password instead? There's no feedback mechanism.
I'm toying around with the idea of incorporating the monetary amount they first deposit as part of their password, but we'll see.
For now, for the sake of usability, the default password is password.
Consulting, IPO Template, and Stock/Bond definitions.
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Mr Horizontal
Gallente
Brotherhood of Wolves
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Posted - 2007.10.10 12:43:00 -
[125]
Originally by: Ricdic
There will also likely be a third soon but I don't want to give it away yet, plus it isn't approved by the board. Top sikrit.
Gimmeh more interest!
First time I logged on, I only had one account. 2nd time, I had 2. This is why I commented... no issue though!
Quote:
A few interest payments have been played with...
Aye aye, I'm with you. I fully understand the need for testing as a developer myself.
Quote:
I think it was explained a bit earlier in thread but to transfer between accounts doesn't exist yet
You did, but I thought that was transfer back into EVE, ie what you've defined as withdrawals.
Quote:
Good bug might have been related to his changes but if not definetly something that can be resolved.
np
Originally by: Hexxx
The default password issue is something I wrestle with.
Best thing to do IMO is only allow the first logon to be done via EVE IGB. Then you can access all the proprietary EVE HTTP Header info of them to verify it is them, and ask them to set a password.
Without the password set, they can't access the EVE Bank site with a normal browser, but once it is, they can access the EVE Bank site willy nilly.
FYI, some other EVE-related sites use this mechanism, eg InEve.net.
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Dr Slurm
General Commodities
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Posted - 2007.10.10 13:33:00 -
[126]
Originally by: Mr Horizontal
Best thing to do IMO is only allow the first logon to be done via EVE IGB. Then you can access all the proprietary EVE HTTP Header info of them to verify it is them, and ask them to set a password.
Without the password set, they can't access the EVE Bank site with a normal browser, but once it is, they can access the EVE Bank site willy nilly.
FYI, some other EVE-related sites use this mechanism, eg InEve.net.
That is not secure in the least bit. It is very easy to spood the EVE headers.
<sig>
Tired of the inane ramblings of the incompetent? Click here
</sig> |
Shinhan
Phoenix Knights
Dark Nebula Galactic Empire
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Posted - 2007.10.10 14:05:00 -
[127]
Any chances the website itself will be updated?
The title "Untitled page" at the accounts page is just not right...
--
Selling apples, 1 signature each.
ѼѼѼѼѼѼѼ |
LaVista Vista
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.10 14:14:00 -
[128]
Originally by: Mr Horizontal
Best thing to do IMO is only allow the first logon to be done via EVE IGB. Then you can access all the proprietary EVE HTTP Header info of them to verify it is them, and ask them to set a password.
Without the password set, they can't access the EVE Bank site with a normal browser, but once it is, they can access the EVE Bank site willy nilly.
FYI, some other EVE-related sites use this mechanism, eg InEve.net.
This was my very first idea aswell. But you will be suprised how little time it takes to fake it.
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Ricdic
Caldari
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.10 14:24:00 -
[129]
Originally by: LaVista Vista
This was my very first idea aswell. But you will be suprised how little time it takes to fake it.
Yeh my wife knows all about that... Hang on, what are we talking about again?
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LaVista Vista
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.10 14:43:00 -
[130]
Originally by: Ricdic
Originally by: LaVista Vista
This was my very first idea aswell. But you will be suprised how little time it takes to fake it.
Yeh my wife knows all about that... Hang on, what are we talking about again?
Obviously not what you are thinking about 
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Hexxx
Minmatar
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Posted - 2007.10.10 14:43:00 -
[131]
Originally by: Shinhan
Any chances the website itself will be updated?
The title "Untitled page" at the accounts page is just not right...
I'll work on this today...there are numerous low priority "detail" fixes that I need to roll out. Most are pretty quick fixes, I just need to spend some time on it.
Also, I'll be turning deposits and interest payments back on later today. I'll be scheduling this to kick off interest calculations around 11 PM Central US time. Deposits will of course run sooner than that. Probably starting around 6 PM Central US time so that I can actively monitor what happens.
Consulting, IPO Template, and Stock/Bond definitions.
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Mr Horizontal
Gallente
Brotherhood of Wolves
|
Posted - 2007.10.10 15:04:00 -
[132]
Originally by: LaVista Vista
This was my very first idea aswell. But you will be suprised how little time it takes to fake it.
lol, yeah I guess it is
Originally by: Ricdic
Yeh my wife knows all about that... Hang on, what are we talking about again?
ATTN: Ricdic's wife: Sort your man out! He's behaving a little... erratic. Please
(and while you're at it promise Hexxx a kiss once he's finished too)
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Kirjava
Lothian Quay Industries
Zzz
|
Posted - 2007.10.10 15:49:00 -
[133]
Originally by: Mr Horizontal
Originally by: LaVista Vista
This was my very first idea aswell. But you will be suprised how little time it takes to fake it.
lol, yeah I guess it is
Originally by: Ricdic
Yeh my wife knows all about that... Hang on, what are we talking about again?
ATTN: Ricdic's wife: Sort your man out! He's behaving a little... erratic. Please
(and while you're at it promise Hexxx a kiss once he's finished too)
Well he does spend most of his time in Eve keeping those POS towers up. 
Originally by: CCP Morpheus
Post with your alt.
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Shar Tegral
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Posted - 2007.10.10 16:22:00 -
[134]
Originally by: Kirjava
Well he does spend most of his time in Eve keeping those POS towers up.
Large, Long, Big, Very Erect Towers.
Shame on you for not adding that!
It's A GIRL!!!!! |
Banni Vinda
The Ninja Coalition
|
Posted - 2007.10.10 19:07:00 -
[135]
Originally by: Shar Tegral
Originally by: Kirjava
Well he does spend most of his time in Eve keeping those POS towers up.
Large, Long, Big, Very Erect Towers.
Shame on you for not adding that!
*SIGH* So we've finally reached that level
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Feng Schui
Minmatar
The Ninja Coalition
|
Posted - 2007.10.11 09:46:00 -
[136]
Hexxx: (regarding the default password)
IIRC, I'll check again when i wake up, there is an option with the ADDT, and using aspx that will allow you to create a system generated password for new accounts. The account details would then be forwarded to the user's email. then they can go in and change it.
however, i'm not sure if this would be compatible with the way you're auto-generating accounts.
good stuff (which i know nothing about, admittedly  )
other than that, I will add nothing to this thread. |
Ricdic
Caldari
Corporate Research And Production Pty Ltd
Zzz
|
Posted - 2007.10.11 09:52:00 -
[137]
how does one send a password to an email address or know the email address through an automated system such as this?
It still means the user needs to send cash, then login through a default password just to update the email address, which puts us back where we started.
I like the idea of the amount of money invested being the initial password, with recomendations that people log into their account asap to update it.
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Letias
Caldari
Teikoku Trade Conglomerate
Visions of Warfare
|
Posted - 2007.10.11 10:06:00 -
[138]
I know this is time consuming but hey what else about his venture hasn't been :P
Couldn't you take your list of account holders and send them an ingame mail as well as let them know on here you were going to do it (breaks down to like 10 mails per EBANKer :P) so that way you make sure everyone has changed their website password to something specific and posting on forums helps people who are using alts :)
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Feng Schui
Minmatar
The Ninja Coalition
|
Posted - 2007.10.11 10:25:00 -
[139]
Originally by: Ricdic
how does one send a password to an email address or know the email address through an automated system such as this?
It still means the user needs to send cash, then login through a default password just to update the email address, which puts us back where we started.
I like the idea of the amount of money invested being the initial password, with recomendations that people log into their account asap to update it.
i have no idea, but i can do some research on it, and hexxx might be able to adapt it. again, this is tricky tricky, since the account creation is based off the eve-api.
for things like this, is why i wish eve-mail had its own API (so you could send / receive emails through the myeve website. might make this a bit easier to do), or used a form of POP3/SMTP (ex: mailto:Feng [email protected] instead of evemail:Feng Schui)
other than that, I will add nothing to this thread. |
Hexxx
Minmatar
|
Posted - 2007.10.11 11:08:00 -
[140]
Originally by: Feng Schui
Originally by: Ricdic
how does one send a password to an email address or know the email address through an automated system such as this?
It still means the user needs to send cash, then login through a default password just to update the email address, which puts us back where we started.
I like the idea of the amount of money invested being the initial password, with recomendations that people log into their account asap to update it.
i have no idea, but i can do some research on it, and hexxx might be able to adapt it. again, this is tricky tricky, since the account creation is based off the eve-api.
for things like this, is why i wish eve-mail had its own API (so you could send / receive emails through the myeve website. might make this a bit easier to do), or used a form of POP3/SMTP (ex: mailto:Feng [email protected] instead of evemail:Feng Schui)
In the original post, in which I bolded the phrase "Please read all of this Post" I have listed specific details on how to log in. I've listed how accounts are created. I've listed what the default password is. I've listed that accounts are generated automatically once deposits are recieved.
Further, some people already HAVE accounts from their testing.
Lastly...just to make my point perfectly clear...there is absolutely no way in the world that I can e-mail someone when their account is generated. There is no e-mail information. Eve-Mail perhaps...but not e-mail.
I spend alot of my time right now testing and working on code. I would consider eve-mailing people about their accounts when we launch...but right now, we're still in testing.
Consulting, IPO Template, and Stock/Bond definitions.
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Mr Horizontal
Gallente
Brotherhood of Wolves
|
Posted - 2007.10.11 12:28:00 -
[141]
While I'm not arguing about it, I thought I'd just explain for the benefit of those who are confused about interest rates that these interest rates are extremely good in their current compounded form. The EBANK 0.1% interest paid daily into an account is equivalent to an APR of 44.03%. So I'd advise you use that in your advertising!!!
The compounded interest equation is as follows:
=Deposit*((1+OfferedInterestRate/CompoundedDays)^(CompoundedDays*CompoundedYears))
Using the above calculation, the APR would be 3.08%m or the end balance on 1m deposit after 365 days is: 1,030,818.26 ISK. This would be more akin to what IRL banks would give.
The EBANK compounded rate is not dividing the InterestRate by the CompoundedDays in the above equation, so it is:
=Deposit*((1+InterestRate)^(CompoundedDays*CompoundedYears))
Which is equivalent to 44.03% APR, or after 365 days of compounded interest. So my 1m initial deposit would be 1,440,251.31 ISK.
For a maximum deposit of 250m, at the end of 1 year, this will show a balance of 360,062,828.36 ISK
As I said, I'm not arguing, but if you want to know what EBANK will give you, here are the figures
So Ricdic and all the directors responsible for divesting EBANK's 15bn seed capital need to raise 6,603,769,701.44 ISK (6.6bn) to pay the interest bill at the end of year 1.
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Hexxx
Minmatar
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Posted - 2007.10.11 14:27:00 -
[142]
Savings accounts (proposed) are 0.10% per day compounded. (roughly 3% per month compounded, 44% per year compounded. when looking at 12 months, the end result is an interest rate of 4% per month if you keep your money in for 365 days!!!)
Checking/Deposit (proposed) accounts are 0.05% per day compounded. (roughly 1.5% per month compounded)
Not sure if everyone is going to dump everything into savings...but yeah...this is why we're look at rates so hard.
The balance is between offering an attractive interest rate, and providing a service. It is my belief that the utility of EBANK would benefit the market more as it grows the number of accounts. Here's the rub...if we make the interest rate too high, we can not sustain it. Soooo...
We need an isk sink. God...I can't believe I just said that.
If people don't spend their money, and they keep it in "forever", EBANK will eventually (years from now) collapse under the burden of it's interest payments. The really big question is, how often will people withdraw? How much will they save?
Actually, the more I think of this....
How fast does EVE's economy grow? If EBANK outpaces the growth of the EVE economy then we have a long term problem.
Consulting, IPO Template, and Stock/Bond definitions.
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Shar Tegral
|
Posted - 2007.10.11 14:50:00 -
[143]
Originally by: Hexxx
Not sure if everyone is going to dump everything into savings...but yeah...this is why we're look at rates so hard.
Everyone person whose contacted me in game regarding EBANK is pretty much planning on dumping money into savings. And I mean every last single one of them. So from this highly subjective data and my own experience with the Eve community I speculate that 90%+ will be depositing into a savings account and not a checking account. Why? Because of two factors and the first is everyone in Eve understands leaving money sit if it grows. Leave it sit longer and grow more isn't too a hard a concept to jump to next. The second one is that the checking accounts don't make as much. There is no current list of added functionality to checking (at this time) for people to place a value upon. And the eve community is rarely imaginative enough to see past isk figures to something as esoteric as added functionality. In fact, added functionality is something that some whining moron will say "should be for free" if you want their money. Blah, blah, blah. Originally by: Hexxx
How fast does EVE's economy grow? If EBANK outpaces the growth of the EVE economy then we have a long term problem.
Which is the most perfect explanation as to why Ricdic's plans of ramping up in a controlled pace makes the most excellent sense of all.
It's A GIRL!!!!! |
Mr Horizontal
Gallente
Brotherhood of Wolves
|
Posted - 2007.10.11 17:12:00 -
[144]
Originally by: Shar Tegral
everyone is going to dump everything into savings
This is my intention!
As for whether I will use the checking account, the answer is no, because I get more utility by keeping it in my wallet in EVE, and actually more 'interest' (well income, to be specific) by doing my day-to-day activities.
Originally by: Hexxx
How fast does EVE's economy grow? If EBANK outpaces the growth of the EVE economy then we have a long term problem.
EBANK *has* to outpace the growth of the economy, otherwise any interest-bearing product will fail. By it's very nature.
But you can rest assured, as long term you don't have any problem because:
- Customers will eventually have to withdraw cash and the inevtitable churn will see new customers will come, and old ones go, thus stemming the tide.
- EVE's economy growth is high, but EBANK's interest is higher. But the difference is, at a [very rough] guess, in the region of 5-15%. The smaller that difference is the higher the rate of profitability of EBANK, but customers get relatively little...
- Long term, EBANK will have grown and interest bearing savings accounts will not be the only products available. EBANK will at some point have to invest the capital outside of the markets and its directors, and this will most probably be in the form of lending. EBANK POS Mortgages and/or EBANK Ship Broking will have to be a reality at some point.
- EBANK is perfectly at liberty to float itself on the markets. Capital it receives in return for shares adds to its capital base, and instead of interest payments it pays dividends. Same difference.
- It can charge commission on various 'specialist' transactions. Like proper escrow deals, bank drafts, stockbroking etc.
The basic business model of a bank is they provide some products that generate capital, and provide others by lending that capital to generate income. A savings account, especially one with strings attached is really not at all dissimilar to a bond. They lend this capital then as income generating devices, and the interest they receive from mortgage repayments and credit cards is what goes into paying their savings interest! Run well, with enough customers and equalized churn, you have a perpetual money making machine.
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Feng Schui
Minmatar
The Ninja Coalition
|
Posted - 2007.10.11 17:22:00 -
[145]
I was thinking about the auto-password this morning, and I honestly don't see how it could work.
My idea, was basically, the auto system would create the user, it would then be eve-mailed to the character name using, "evemail:Name" that the game uses to link an eve-mail.
this could, in theory, be done through the in game browser (the account holder would have to set up an account through it), but it would require an almost 100% re-write of the account creation. so, in words, not worth it.
other than that, I will add nothing to this thread. |
Shar Tegral
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Posted - 2007.10.11 17:55:00 -
[146]
Originally by: Feng Schui
I was thinking about the auto-password this morning, and I honestly don't see how it could work.
Essentially I think it'll be a manual thing for security reasons. Someone will have to play clerk and send out autogenerated passwords to people. Ideally ingame. One thing that would make this process easier, or cheaper, would probably be for any wishing an account to eliminate cspa charges on the corporation EBANK. (Its an easy change to make.)
It's A GIRL!!!!! |
Hexxx
Minmatar
|
Posted - 2007.10.11 18:48:00 -
[147]
Originally by: Shar Tegral
Originally by: Feng Schui
I was thinking about the auto-password this morning, and I honestly don't see how it could work.
Essentially I think it'll be a manual thing for security reasons. Someone will have to play clerk and send out autogenerated passwords to people. Ideally ingame. One thing that would make this process easier, or cheaper, would probably be for any wishing an account to eliminate cspa charges on the corporation EBANK. (Its an easy change to make.)
Ok...here's the idea I've come up with.
In the future, your FIRST deposit with EBANK will be part of your default password. Your default password will be "password" + the two decimal digits of the deposits. Below are some examples:
Deposit = Password
113.23 = password23
0.42 = password42
1.00 = password00
124,100,000.99 = password99
How does that sound?
Consulting, IPO Template, and Stock/Bond definitions.
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Shar Tegral
|
Posted - 2007.10.11 18:52:00 -
[148]
Originally by: Hexxx
In the future, your FIRST deposit with EBANK will be part of your default password. Your default password will be "password" + the two decimal digits of the deposits. Below are some examples:
Sounds simple enough.
{crosses fingers}
It's A GIRL!!!!! |
Hexxx
Minmatar
|
Posted - 2007.10.11 18:57:00 -
[149]
Originally by: Shar Tegral
Originally by: Hexxx
In the future, your FIRST deposit with EBANK will be part of your default password. Your default password will be "password" + the two decimal digits of the deposits. Below are some examples:
Sounds simple enough.
{crosses fingers}
Simple enough....now I just have to write the code to do it. =)
This is a future feature, I'll let people know when it's done.
Consulting, IPO Template, and Stock/Bond definitions.
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