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Shadarle
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Posted - 2008.01.11 20:37:00 -
[1]
EVE-Bank Linky
Ricdic runs E-Bank along with a few other people.
You can also ask Fury Bank for a loan. FastLearner runs Fury Bank.
Anyone else who wishes to offer their services to do so can. Perhaps we can save the 5+ posts per day asking for a loan and provide them a single source right here.
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Ray McCormack
hirr
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Posted - 2008.01.11 20:39:00 -
[2]
Hi.
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Minerva Vulcan
Caldari The Nexus Foundation Endless Horizon
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Posted - 2008.01.11 21:30:00 -
[3]
We do seem to be in the middle of a 1-2b loan rush over the past few days. _______________________________ I need new voices in my head, To speak my secret evils with. I need new lovers in my bed, To be my friends and special pets. |

Leowen
Industrial Giants
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Posted - 2008.01.11 21:53:00 -
[4]
I also do loans. I'm not a bank, nor do I have shareholders, so I have no-one to answer to but myself. Which means I may have more flexibility over interest rates etc...
I WILL however need full security just the same as anyone else.
Contact me in-game to discuss terms, minimum value 1b.
Leo
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EBANK Ricdic
Eve-Tech Savings n Loans
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Posted - 2008.01.11 23:37:00 -
[5]
Lol shadarle can't believe you missed BMBE. Ray must have been so sad. 
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Shadarle
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Posted - 2008.01.12 01:39:00 -
[6]
Originally by: EBANK Ricdic Lol shadarle can't believe you missed BMBE. Ray must have been so sad. 
He's been a slacker as of late 
Added BMBE tho.
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CCP Mitnal

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Posted - 2008.01.13 07:57:00 -
[7]
Locked
There are enough e-bank threads without the need for another advert for them.
Mitnal, Community Representative
EVE Online CCP Games Email/Netfang |
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Shadarle
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Posted - 2008.01.13 23:01:00 -
[8]
I am happy to edit the OP to include anyone who is offering loans. I would, however, like to make sure you actually have experience in offering loans before you are listed. I don't want to include any random person that says they are willing to loan money. I would like to keep it contained to people who have actually loaned money in the past and have people willing to vouch for them having done so.
I know BMBE and E-Bank have and I am quite sure Fury Bank has (though I am not 100% certain). Fury Bank is a well established bank, thus my reason for listing it. If anyone else can provide a valid reason to be listed I am happy to edit the OP to include them as well as a link to a thread or two of their choice where people can find more info.
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Akita T
Caldari Navy Volunteer Task Force
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Posted - 2008.01.14 00:29:00 -
[9]
I didn't feel like re-recreating "locked threas due to ranting/flaming/whatever" over here (would be kind of pointless, even if the two other people who created the ones I'm talking about had their reasons to create them), so I rethreaded it to where it should have probably belonged in the first place, namely in Features&Ideas : Linkage Just thought I'd post it in here since it's the only (marginally) appropriate thread. As for the rest of the "how to rework the loan system" chatter, if you please, use the linked thread.
1|2|3|4|5. |

Shadarle
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Posted - 2008.01.14 01:56:00 -
[10]
I just hope people can stay mostly on topic here so this thread can stay open and useful for people seeking loans and for those offering them.
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Taikun
Gallente Serenity Prime Frontal Impact
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Posted - 2008.01.14 02:22:00 -
[11]
Originally by: Shadarle I am happy to edit the OP to include anyone who is offering loans. I would, however, like to make sure you actually have experience in offering loans before you are listed. I don't want to include any random person that says they are willing to loan money. I would like to keep it contained to people who have actually loaned money in the past and have people willing to vouch for them having done so.
What makes you the "all knowing oracle" that should decide what criteria is appropriate for people wishing to advertise their loan business offerings? The lack of inpartiality and the level of pandering of this situation frankly reeks IMO.
Taikun
A criminal is a person with predatory instincts who has not sufficient capital to form a corporation. |

Dr Slurm
General Commodities
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Posted - 2008.01.14 02:29:00 -
[12]
Originally by: Taikun
Originally by: Shadarle I am happy to edit the OP to include anyone who is offering loans. I would, however, like to make sure you actually have experience in offering loans before you are listed. I don't want to include any random person that says they are willing to loan money. I would like to keep it contained to people who have actually loaned money in the past and have people willing to vouch for them having done so.
What makes you the "all knowing oracle" that should decide what criteria is appropriate for people wishing to advertise their loan business offerings? The lack of inpartiality and the level of pandering of this situation frankly reeks IMO.
Taikun
Because the rest of us would give him endless grief if he ****canned a legit operation.
Shadarle is reasonable. I have faith that he could maintain a list like this without any concern for impartiality.(<-- correct spelling)
Whereas if you maintained it I would have that concern.
It's better then Quafe! |

Taikun
Gallente Serenity Prime Frontal Impact
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Posted - 2008.01.14 02:39:00 -
[13]
Edited by: Taikun on 14/01/2008 02:39:18
Originally by: Dr Slurm
A. impartiality.(<-- correct spelling)
B. Whereas if you maintained it I would have that concern.
A. Have a cookie. Well done. B. Don't think I ever asked for the dubious privilege. In fact... I think the idea stinks for many reasons.
As for Shadarle being "reasonable"... how is the Tin Man and Dorothy doing in the land of OZ? I don't claim to be a Saint, but but that statement my good friend doctor is beyond the pale.
Taikun
A criminal is a person with predatory instincts who has not sufficient capital to form a corporation. |

Assens Letta
Hunerian Science Institute Te-Ka
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Posted - 2008.01.14 02:48:00 -
[14]
Originally by: Taikun Edited by: Taikun on 14/01/2008 02:39:18
Originally by: Dr Slurm
A. impartiality.(<-- correct spelling)
B. Whereas if you maintained it I would have that concern.
A. Have a cookie. Well done. B. Don't think I ever asked for the dubious privilege. In fact... I think the idea stinks for many reasons.
As for Shadarle being "reasonable"... how is the Tin Man and Dorothy doing in the land of OZ? I don't claim to be a Saint, but but that statement my good friend doctor is beyond the pale.
Taikun
And why would the idea stink ?
A place for anyone to check which corps are offering loan services is a good tool, why shouldnt it be ?
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Assens Letta
Hunerian Science Institute Te-Ka
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Posted - 2008.01.14 02:51:00 -
[15]
and why not Shadarle ?
i do believe if there are good legit corps providing similar services Shadarle would be more than happy to update it... do you have any reason to doubt it ? if so plz share it us in lenght.
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Shadarle
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Posted - 2008.01.14 03:04:00 -
[16]
Edited by: Shadarle on 14/01/2008 03:05:21 I believe most people on this forum would agree that I am very impartial in most matters. I am critical of everyone. I have been in arguments with all three of the people running the major banks. All the regulars here know I'm no fan of E-Bank, that's for sure. I've been very harsh on them for their low rates and their spamming of the forums. This hasn't stopped me from standing up for them when people attack them with baseless accusations. I can respect someone and disagree with them at the same time.
Quite frankly your personal vendetta against me should end Taikun. I have no intention of taking part in a flame war with you, despite your best attempts to engage in one.
I will do my best to keep this thread updated as people post in it. Try to remain civil please.
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Giovanni F
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Posted - 2008.01.14 03:09:00 -
[17]
Originally by: Shadarle Edited by: Shadarle on 14/01/2008 03:05:21 I believe most people on this forum would agree that I am very impartial in most matters. I am critical of everyone. I have been in arguments with all three of the people running the major banks. All the regulars here know I'm no fan of E-Bank, that's for sure. I've been very harsh on them for their low rates and their spamming of the forums. This hasn't stopped me from standing up for them when people attack them with baseless accusations. I can respect someone and disagree with them at the same time.
Quite frankly your personal vendetta against me should end Taikun. I have no intention of taking part in a flame war with you, despite your best attempts to engage in one.
I will do my best to keep this thread updated as people post in it. Try to remain civil please.
You one cold blooded dude man ;p
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Taikun
Gallente Serenity Prime Frontal Impact
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Posted - 2008.01.14 03:32:00 -
[18]
Edited by: Taikun on 14/01/2008 03:33:32
Originally by: Giovanni F
Originally by: Shadarle Edited by: Shadarle on 14/01/2008 03:05:21 I believe most people on this forum would agree that I am very impartial in most matters. I am critical of everyone. I have been in arguments with all three of the people running the major banks. All the regulars here know I'm no fan of E-Bank, that's for sure. I've been very harsh on them for their low rates and their spamming of the forums. This hasn't stopped me from standing up for them when people attack them with baseless accusations. I can respect someone and disagree with them at the same time.
Quite frankly your personal vendetta against me should end Taikun. I have no intention of taking part in a flame war with you, despite your best attempts to engage in one.
I will do my best to keep this thread updated as people post in it. Try to remain civil please.
You one cold blooded dude man ;p
Ironic... so are all the other snakes. 
To answer your specific question since you asked Shadarle. Quite simply have proven yourself to be abusive towards me and a liar. I have proven so beyond a shadow of a doubt in the past however you already know all of this.
Nevertheless I believe that those community members that abuse others should never be entrusted with a 'quasi forum moderator' status by maintaining a sticky thread no matter WHAT it was. Accordingly I will no long 'bump' this thread and wish it a quick trip into obscurity.
Despite your claims Shadarle, I hold no spite or malaice towards you as much as you would like to paint me with that brush. I simply know what kind of a person you are by your conduct in these forums and entrusting you with ANYTHING I beilive would be a grave foolish mistake on behalf of CCP.
I pray that answers your questions and concerns about my position on the matter.
Taikun
A criminal is a person with predatory instincts who has not sufficient capital to form a corporation. |

Akita T
Caldari Navy Volunteer Task Force
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Posted - 2008.01.14 03:40:00 -
[19]
Edited by: Akita T on 14/01/2008 03:41:54
So, wait, basically you're saying you don't trust a relatively respected forum member to EDIT his OP to include the persons offering loans from posts "down the road", posts EVERYBODY can see and read for themselves ? Don't you think you're stretching it a bit too far ?
Again, since everybody can read the whole thread at any given time anyway, small-time loan offers MIGHT be too many to even consider inserting into the OP, or too fleeting (no funds available at the moment) to deserve to be placed there.
Or do you simply mean you don't trust his judgement on wether a poster deserves to be included in the OP edit at all or not ? Now, that would be a completely separate issue, and somewhat valid. If so, please clearly state this, and propose a system, any system you consider as appropriate for "validation" of posters offering loans so that they may be edited/highlighted in the OP.
Or, why not, offer to do the job yourself. BETTER. Feeling up to the task ?
1|2|3|4|5. |

Astorothe
Aperture Science Industries
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Posted - 2008.01.14 04:45:00 -
[20]
I don't personally see any problem with Shadarle maintaining the list. His premise is spot-on, and with the amount of loan requests over the last few days, having a stickied resource for this is a good idea.
I've argued with Shad myself in the past, but I see no reason for him not to maintain a list.
Eve Corp and Fansite Web design, development and hosting services |

Block Ukx
KDM Corp Firmus Ixion
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Posted - 2008.01.14 14:04:00 -
[21]
Originally by: Shadarle Edited by: Shadarle on 13/01/2008 23:08:19 Banks/Loaners (In alphabetical order):
BMBE - Ray McCormack runs BMBE.
E-Bank - Ricdic runs E-Bank along with several other people. EVE-Bank Linky
Fury Bank - FastLearner runs Fury Bank.
Anyone else who wishes to offer their services to do so can. Perhaps we can save the 5+ posts per day asking for a loan and provide them a single source right here.
If you would like to be listed please give me the name of the institution you represent unless you are issuing private loans. Also give me a thread or two to link to. In addition I would like to see some evidence that you have issued loans in the past. If you have not then at the very least I'd like to be able to provide people with some ways to verify your trustworthiness.
I like the idea of having a ôNeed a loan?ö sticky. However, this thread should not be made a sticky in its present format. I donÆt think it is an objective thread, their listing requirements are biased, and eradicate future competition in the loan industry. This thread, in its present format, is endorsement advertising to current established banks.
Take for instance the Capital Ship and Component Construction Thread. There is no ôprior historyö listing requirements. I consider that thread to be an un-biased thread because it allows anyone that produces capital ships and component to list their name; no prior business history needed or required.
The only way I would recommend this thread to be made a sticky is if it were to list everyone that offers a loan. And adding a label along the lines ôunverifiedö is not acceptable either.
BSAC Mineral Market Manipulation (MinMa) |

Hersheff
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Posted - 2008.01.14 16:49:00 -
[22]
Ahem, so if this list becomes a stiky ... and Shadarle edits the list, he gets to decide if an ipo is legit or a scam?
and even offer additional legitimacy from ccp and at the same time more advertising to the big IPO's.
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Treelox
Amarr Market Jihadist Revolutionary Party
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Posted - 2008.01.14 16:53:00 -
[23]
Originally by: Hersheff Shadarle gets to decide if an ipo is legit or a scam?
Maybe you need to go back and read the OP, cause apparently you fail at reading.
Shadarle's list has nothing to do with IPO's, its about loan agencies. There is a difference. --
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Shadarle
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Posted - 2008.01.14 17:07:00 -
[24]
I have no way to stop people from posting in this thread. So anyone can offer loans in this thread freely. The OP, however, will be for people who are experienced and/or trusted in offering loans. A single loan given would be enough for me as would a well founded reputation.. If you do not have this kind of experience then you can offer your services in this thread or elsewhere, just as all previous loan providers have.
I want loan seekers to have a hassle free loan finding experience in this thread. If you pick any loaner from the OP you should be dealing with an experienced loaner. I will not even list myself unless I meet those criteria, even though I have thought about providing loans on my own.
If this gets stickied that would be fine, but I believe at most it was going to get linked to in a stickied thread.
If anyone disagrees with my decision on a specific provider they can voice their concerns and if the general consensus is that the provider should be listed I will do so.
Note: this does not mean 10 random alts agreeing.
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Leowen
Industrial Giants
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Posted - 2008.01.14 17:23:00 -
[25]
Originally by: Shadarle I am happy to edit the OP to include anyone who is offering loans. I would, however, like to make sure you actually have experience in offering loans before you are listed. I don't want to include any random person that says they are willing to loan money. I would like to keep it contained to people who have actually loaned money in the past and have people willing to vouch for them having done so.
Siri Blue can vouch for my liquidity if that helps.
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Shadarle
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Posted - 2008.01.14 18:22:00 -
[26]
Edited by: Shadarle on 14/01/2008 18:23:11
Originally by: Leowen Edited by: Leowen on 14/01/2008 17:28:20
Originally by: Shadarle I am happy to edit the OP to include anyone who is offering loans. I would, however, like to make sure you actually have experience in offering loans before you are listed. I don't want to include any random person that says they are willing to loan money. I would like to keep it contained to people who have actually loaned money in the past and have people willing to vouch for them having done so.
Siri Blue can vouch for my liquidity if that helps.
EDIT: Not sure what else I need to say to qualify, beyond providing full disclosure on my financial status which I am not prepared to do, as I am not a bank nor do I want to become one. I do however have quite significant liquid cash reserves, which a handful of people here can attest to.
In the effort to try and set some sort of standard it would be nice to see at least one person speak up for you in this thread, the more the merrier though. I will list the names of those who vouch for/speak up for you in the OP as well so people can see at a glance who trusts you.
Edit> Also, if you can list if you have any past loan experience or a thread I should point to please post it here so it can be added as well.
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Leowen
Industrial Giants
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Posted - 2008.01.14 18:53:00 -
[27]
Originally by: Shadarle
In the effort to try and set some sort of standard it would be nice to see at least one person speak up for you in this thread, the more the merrier though. I will list the names of those who vouch for/speak up for you in the OP as well so people can see at a glance who trusts you.
Edit> Also, if you can list if you have any past loan experience or a thread I should point to please post it here so it can be added as well.
I have invested several billions just in the last few days against which investments I have taken security personally. I don't know about anyone else but I call those loans. Whether those person(s) are willing to disclose it here is up to them, if not I guess by your standards I'm not worthy of the OP.
Though imho, if it is generally believed that I have a fair amount of cash to hand, and all I'm offering is cash in return for an equivalent value of collateral, I'm not quite sure why there would be any trust issues in the first place.
Leo
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Shadarle
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Posted - 2008.01.14 21:26:00 -
[28]
Edited by: Shadarle on 14/01/2008 21:27:23
Originally by: Leowen
Originally by: Shadarle
In the effort to try and set some sort of standard it would be nice to see at least one person speak up for you in this thread, the more the merrier though. I will list the names of those who vouch for/speak up for you in the OP as well so people can see at a glance who trusts you.
Edit> Also, if you can list if you have any past loan experience or a thread I should point to please post it here so it can be added as well.
I have invested several billions just in the last few days against which investments I have taken security personally. I don't know about anyone else but I call those loans. Whether those person(s) are willing to disclose it here is up to them, if not I guess by your standards I'm not worthy of the OP.
Though imho, if it is generally believed that I have a fair amount of cash to hand, and all I'm offering is cash in return for an equivalent value of collateral, I'm not quite sure why there would be any trust issues in the first place.
Leo
I have listed you. If people speak up for you I will include their names in the OP as having done so.
I am kind of doing this off the cuff right now as is probably obvious. I don't want to exclude any legitimate loan providers. At the same time I would like a system by which known scammers can be denied access to the list. I'd like to set up a system in which I am not the sole decider. Thus a precedent of getting people to confirm past business dealings / old threads / etc would be nice. Other members of the community giving their thoughts about those on the list/wishing to enter the list would be nice as well.
Perhaps a 24-48 hour waiting list would be advisable as well. So people have a day or two to discuss their dealings with new people wishing to be listed.
I'm very open to discussion about this. If the community as a whole just wants me to post every single person on the list I will do so... but then there is no way to complain if known scammers end up on it as well. So make sure to think of the worst case your suggestions could lead to.
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Leowen
Industrial Giants
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Posted - 2008.01.14 21:55:00 -
[29]
I understand your goals and don't disagree.
You may want to also have some sort of minimum loan capacity requirement. If the goal is to keep the list reasonably concise, and to be a reliable source of information long-term, you won't want people on there for whom a couple of 3b loans will wipe out their capital.
That in itself will help to keep the list limited to those truly capable of multiple loan provision.
Leo
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Trilori
Caldari GearBox Fleet Svcs
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Posted - 2008.01.14 22:07:00 -
[30]
Originally by: Leowen I understand your goals and don't disagree.
You may want to also have some sort of minimum loan capacity requirement. If the goal is to keep the list reasonably concise, and to be a reliable source of information long-term, you won't want people on there for whom a couple of 3b loans will wipe out their capital.
That in itself will help to keep the list limited to those truly capable of multiple loan provision.
Leo
I disagree while larger loans = more cash/interest. There are some of us here who might have 500M-1B or even 2B who might loan out 500M portions or even 250M portions although go to EBank for that if your loan is that small; Although I would not eliminate those who have 1-2B, they are not stupid to loan out their entire capital and be raking in interest is not enough.
If you want to offer small time loans then so be it, if you only want to offer one loan at a time so be it as well.
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