Originally by: copasetic sideways

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IT@S A TARPP!!1

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Originally by: Ray McCormack

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If I post in here am I automatically assumed to be trolling? Maybe that's how you avoid answering pertinent questions. So which thread would you like me to post in Mr Ricdic? You and your cronies seem to manage to turn most threads into eBank threads.

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Originally by: EBANK Ricdic

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Originally by: Ray McCormack

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If I post in here am I automatically assumed to be trolling? Maybe that's how you avoid answering pertinent questions. So which thread would you like me to post in Mr Ricdic? You and your cronies seem to manage to turn most threads into eBank threads.

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On another note, hows BMBE going? Oh wait, that's right...

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Originally by: EBANK Ricdic

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Originally by: Ray McCormack

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If I post in here am I automatically assumed to be trolling? Maybe that's how you avoid answering pertinent questions. So which thread would you like me to post in Mr Ricdic? You and your cronies seem to manage to turn most threads into eBank threads.

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On another note, hows BMBE going? Oh wait, that's right...

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Originally by: EBANK Ricdic

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4. Ricdic will stop posting with this char and start using an alt as that's how trolls are supposed to post.

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Originally by: EBANK Ricdic

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4. Ricdic will stop posting with this char and start using an alt as that's how trolls are supposed to post.

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Originally by: EBANK Ricdic

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4. Ricdic will stop posting with this char and start using an alt as that's how trolls are supposed to post.

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Originally by: Nayiin La'Tour

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If I had any money in there I would get it out of EBANK fast.

It may be too late.

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Originally by: cosmoray

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Originally by: Nayiin La'Tour

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If I had any money in there I would get it out of EBANK fast.

It may be too late.

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Interesting a person who has never posted before today, got their 40B IPO shot down in 3hrs is resorting to this!

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Originally by: EBANK Ricdic

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Originally by: Ray McCormack

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If I post in here am I automatically assumed to be trolling? Maybe that's how you avoid answering pertinent questions. So which thread would you like me to post in Mr Ricdic? You and your cronies seem to manage to turn most threads into eBank threads.

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On another note, hows BMBE going? Oh wait, that's right...

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Originally by: Treelox

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Originally by: EBANK Ricdic

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Originally by: Ray McCormack

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If I post in here am I automatically assumed to be trolling? Maybe that's how you avoid answering pertinent questions. So which thread would you like me to post in Mr Ricdic? You and your cronies seem to manage to turn most threads into eBank threads.

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On another note, hows BMBE going? Oh wait, that's right...

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It is stupid bovine scatology from ricdic like this uncalled for statement, that I fully understand why Shar resigned, and why when I have been asked multiple times to join the board over the last 8 months I have refused.

Ricdic I like you guy, but you really need to think and check with your board member peers before you act. Since so often when you dont, you just make yourself and the Ebank board(indirectly) like a bunch of idiots. You gave up being lord and master of all that is Ebank the day you decieded to have a board, you really need to act like it more often.


Yes I know it is your baby, and I understand how that sense of ownership can make actions and thoughts seem perfectly rational to you. Trust me when I say Ricdic, STFU, stay out of these threads, and let the PR people do their job. All your doing is making it worse for them.

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Originally by: Nayiin La'Tour

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Ricdic is busy right now. Its takes a while to type all of those 0's in the send money window.

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Originally by: Treelox

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Originally by: Nayiin La'Tour

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Ricdic is busy right now. Its takes a while to type all of those 0's in the send money window.

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Your point being?

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Originally by: Hexxx

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The discussion in Shar's thread has gotten completely out of hand.

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Originally by: EBANK Ricdic

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On another note, hows BMBE going? Oh wait, that's right...

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Originally by: Nayiin La'Tour

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Heh it was a joke. If I have to explain it its not funny.

It's also probably not very funny if you have any money in Ebank.

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Originally by: Treelox

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Originally by: Nayiin La'Tour

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Heh it was a joke. If I have to explain it its not funny.

It's also probably not very funny if you have any money in Ebank.

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If your trying to allude to Ebank being a scam, have the balls to say that. Especially since your already hiding behind an alt.

Myself I DO NOT think EBank is a scam.

Although I do reserve the right to say that at times it is mismanaged in accordance with its own by-laws. Which means the potential exsist for some serious screw ups. I also will go on record that I am not particularly happy with the fact that roughly a third of all EBanks capital can be used in one project, even if that one project is diversified.

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Originally by: Hexxx

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Originally by: Nayiin La'Tour

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I just wonder what ric would say if Hexxx said "I can't take Ric's crap anymore I resign"

Im sure that would decrease the amount of despositers if anything, and probably **** Ric off and push him over the edge. I just can't belive that after seeing all this someone would say. "Here take my billions!" If anything the chance the scam goes up when people start throwing their emotions into the mix.

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I am with EBANK untill CCP shuts down EVE or Iceland explodes.

Whichever comes first.

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Originally by: Hexxx

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Originally by: Nayiin La'Tour

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I just wonder what ric would say if Hexxx said "I can't take Ric's crap anymore I resign"

Im sure that would decrease the amount of despositers if anything, and probably **** Ric off and push him over the edge. I just can't belive that after seeing all this someone would say. "Here take my billions!" If anything the chance the scam goes up when people start throwing their emotions into the mix.

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I am with EBANK untill CCP shuts down EVE or Iceland explodes.

Whichever comes first.

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Originally by: Nayiin La'Tour

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What if Ricdic sabotages your PR efforts by engaging in a ****ing match on the forums??

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Originally by: Hexxx

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Originally by: Nayiin La'Tour

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What if Ricdic sabotages your PR efforts by engaging in a ****ing match on the forums??

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If you think the answer to everything in life is quitting...you have bigger problems than EBANK does.

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Originally by: Kazzac Elentria

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Originally by: Hexxx

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Originally by: Nayiin La'Tour

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I just wonder what ric would say if Hexxx said "I can't take Ric's crap anymore I resign"

Im sure that would decrease the amount of despositers if anything, and probably **** Ric off and push him over the edge. I just can't belive that after seeing all this someone would say. "Here take my billions!" If anything the chance the scam goes up when people start throwing their emotions into the mix.

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I am with EBANK untill CCP shuts down EVE or Iceland explodes.

Whichever comes first.

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Then do us all a favor, get the mods to lock both threads. Start a new one with just one PR person, and put a got damn muzzle on everyone else already.

Seriously Hexxx

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Originally by: Hexxx

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Withdraws: All withdraws are completely up-to-date and actioned. Total decrease in funds from the time Shar resigned to now (deposits vs. withdraws) is 7 billion. This represents just over a 0.9% decrease in EBANK's total funds based on our NAV of 750 (as a reminder from my last report, we're sitting on about 50 billion in total profits. We also have a private bond for 50 billion as well)

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Originally by: Kwint Sommer

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Originally by: Hexxx

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Withdraws: All withdraws are completely up-to-date and actioned. Total decrease in funds from the time Shar resigned to now (deposits vs. withdraws) is 7 billion. This represents just over a 0.9% decrease in EBANK's total funds based on our NAV of 750 (as a reminder from my last report, we're sitting on about 50 billion in total profits. We also have a private bond for 50 billion as well)

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Good to hear, now process my god damn loan request!

To my investors, don't worry, this is a short-term loan request completely covered by assets. In other words, I'm not requesting extra money, just pseudo-liquidating some assets in order to complete a very profitable trade. (details about the trade will be in my next update) I'd rather give EBANK a few percent interest on a collateralled loan than give some trader 6% by fulfilling their buy order.

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Originally by: jna

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Originally by: Hexxx

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The discussion in Shar's thread has gotten completely out of hand.

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Originally by: EBANK Ricdic

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On another note, hows BMBE going? Oh wait, that's right...

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:facepalm:

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Originally by: Hexxx

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We have to have a place where we can do some small updates and limited responses. I understand your points and I've had many discussions that no one will ever see about that.

I've reserved the two posts below my interm-update to issue a larger more broadly scoped statement that we are working on.

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Originally by: Kwint Sommer

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Did everyone get their angst out? Can we stop taking shots at each other and actually conduct some business here or at the very least have a mature discussion?

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Originally by: Ray McCormack

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for the sake of its own long-term success and survival eBank sees the need to limit the powers and access of its founder.

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Originally by: Treelox

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Originally by: Nayiin La'Tour

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Heh it was a joke. If I have to explain it its not funny.

It's also probably not very funny if you have any money in Ebank.

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If your trying to allude to Ebank being a scam, have the balls to say that. Especially since your already hiding behind an alt.

Myself I DO NOT think EBank is a scam.

Although I do reserve the right to say that at times it is mismanaged in accordance with its own by-laws. Which means the potential exsist for some serious screw ups. I also will go on record that I am not particularly happy with the fact that roughly a third of all EBanks capital can be used in one project, even if that one project is diversified.

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Originally by: Roguehalo

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Edited by: Roguehalo on 16/07/2008 18:38:07

Originally by: Treelox

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Originally by: Nayiin La'Tour

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Heh it was a joke. If I have to explain it its not funny.

It's also probably not very funny if you have any money in Ebank.

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If your trying to allude to Ebank being a scam, have the balls to say that. Especially since your already hiding behind an alt.

Myself I DO NOT think EBank is a scam.

Although I do reserve the right to say that at times it is mismanaged in accordance with its own by-laws. Which means the potential exsist for some serious screw ups. I also will go on record that I am not particularly happy with the fact that roughly a third of all EBanks capital can be used in one project, even if that one project is diversified.

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Whether or not Ebank is a scam is NOT the problem.

Was Ionia a scam?

Was Fastlearner a scam?

Was whoever disappears next a scam?

We are all playing a game here mostly with our own isk. If we burnout/quit or emorage/quit or whatever/quit then only our own isk is at risk.

Ricdic is also just playing a game. The only difference is he's playing it with 650b of other peoples isk.

I no longer have any secondary investments.

The next guy that quits won't be taking any of MY isk with him

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Originally by: Nayiin La'Tour

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Originally by: Ray McCormack

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for the sake of its own long-term success and survival eBank sees the need to limit the powers and access of its founder.

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I don't think it can. Unless he willingly gives it up. I mean he installed the board. He can throw them out.

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Originally by: Ray McCormack

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Hexxx, you're a sound bloke, I think your views on eBank being able to act as a central governing entity are a bit misguided, but apart from that your a stand-up, level-headed individual.

However the exact opposite could be said for your partner in action. And I've been saying the same for well over a year. You may consider them personal attacks, but my statements are not as vulgar as you think they might appear.

Having personally been through a lot of drama on these forums before, trust me when I say the fuss quietens down way quicker than you can ever imagine.

But I think the true judge of character is ones reactions to such situations. In times past when I've been in a similar situation my personal life has been one of anxiety as I dealt with situations I felt personally responsible for.

Judging from his replies, Ricdic feels no such emotion, but rather comes across as someone enjoying the drama and attention. His blatant disregard for any form of decency in a situation he should be publicly responsible for is damning.

I know your strength of character will see you through this very minor blip, but I sincerely hope it opens your eyes to the controls and procedures sorely lacking in your organisation. I also hope it brings into light the drama that could happen with so much risk placed with one person, and that for the sake of its own long-term success and survival eBank sees the need to limit the powers and access of its founder.

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Originally by: Nayiin La'Tour

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I hope lavista is reading this. CCP needs to look into this because slowly but sureley, people are just giving up on these mechanics.

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Originally by: Ray McCormack

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You need to shut up and stop posting.

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Originally by: Hexxx

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Ricdic is an extremely proud person, and he's worked very hard to help make EBANK what it is....so has everyone.

He gets very upset, as we all do, to see our "baby" get dragged through the mud like this.

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Originally by: LaVista Vista

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Originally by: Nayiin La'Tour

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I hope lavista is reading this. CCP needs to look into this because slowly but sureley, people are just giving up on these mechanics.

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I'm reading it, trust me.

It's a hard problem. It's the inherent problem of the internet. It's a total anonymous place, thus, eve is too. If a person goes missing or has an accident, there is nothing we can do as long as there is no regulation.

So we will have to get into the realm of regulation. And THAT is a can of worms.

If you have any ideas about how we can do it, please, create a new thread and lets discuss it.

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Originally by: Nayiin La'Tour

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Originally by: LaVista Vista

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Originally by: Nayiin La'Tour

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I hope lavista is reading this. CCP needs to look into this because slowly but sureley, people are just giving up on these mechanics.

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I'm reading it, trust me.

It's a hard problem. It's the inherent problem of the internet. It's a total anonymous place, thus, eve is too. If a person goes missing or has an accident, there is nothing we can do as long as there is no regulation.

So we will have to get into the realm of regulation. And THAT is a can of worms.

If you have any ideas about how we can do it, please, create a new thread and lets discuss it.

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Why not have something like the FTC, a trade commision. Being under its regulation would be tottaly optional (though it would look much more skeptical to investors), but it would at least allow for market mechanics to be meaningful.

The people who run it could be appointed by CSMs.

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Originally by: LaVista Vista

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Originally by: Nayiin La'Tour

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Originally by: LaVista Vista

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Originally by: Nayiin La'Tour

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I hope lavista is reading this. CCP needs to look into this because slowly but sureley, people are just giving up on these mechanics.

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I'm reading it, trust me.

It's a hard problem. It's the inherent problem of the internet. It's a total anonymous place, thus, eve is too. If a person goes missing or has an accident, there is nothing we can do as long as there is no regulation.

So we will have to get into the realm of regulation. And THAT is a can of worms.

If you have any ideas about how we can do it, please, create a new thread and lets discuss it.

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Why not have something like the FTC, a trade commision. Being under its regulation would be tottaly optional (though it would look much more skeptical to investors), but it would at least allow for market mechanics to be meaningful.

The people who run it could be appointed by CSMs.

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Problem is knowing when a commision should "step in"(In case of a person being MIA) and how they should trace assets, if a person white-washes isk and asset.

While it MIGHT be able to be done by a volunteer commision, we will have the same issues we had with ISD. Insider trading, etc.

So the comission will have to be run by CCP and be done by employees of CCP(Overseen by internal affairs). And that is a long way off, I think.

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Originally by: LaVista Vista

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So the comission will have to be run by CCP and be done by employees of CCP(Overseen by internal affairs). And that is a long way off, I think.

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Originally by: YouGotRipped

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If you want to make things right again you people put that LIABILITY Ricdic on a leash and take Shar back.

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Originally by: Kwint Sommer

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getting so partisan and viscous

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Originally by: Ava Santiago

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I am concerned that Ebank has moved from optimizing returns to maximizing returns. Given the statements by Ebank board members there is a possibility that they have exceeded the level of deposits necessary to serve their (vast) segment of the loan market. Inevitably, this leads to trying to find margins by diversifying into side products, hiring additional staff, and incurring costs and reducing margins while increasing risk. (Drucker explains this better than I can but it's why conglomerates are typically worth more to the shareholders as separate entities.)

Hexxx has talked about Ebank as a central bank as well as a commercial bank. Given the vast sums of Isk involved as well as leadership turnover, the board may wish to consider splitting Ebank into a several pieces so that each segment of Ebank can optimize returns - rather than being forced to spend hours debating process every time Ebank is forced into a new diversified side business in search of ways to find returns. We all know how this is currently playing out in the "real" financial markets.

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Originally by: Ava Santiago

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I am concerned that Ebank has moved from optimizing returns to maximizing returns. Given the statements by Ebank board members there is a possibility that they have exceeded the level of deposits necessary to serve their (vast) segment of the loan market.

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Originally by: Hareld

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ok I don't want to get involved in all of this drama but I have one simple question:

what happened to being restricted to one Ebank thread a week?

Just seems that this thread is on exactly the same topic as the previous one. Would have been better if you announced Proton joining in a separate thread and kept all this stuff in one if you were going to break the rule.

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Originally by: HawkBlade

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Originally by: SencneS

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Maximized is making as much as possible, which I hope everyone would want the maximum return; however this usually comes at a risk. This is actually the same amount of risk as throwing all your ISK in one venture or even one aspect of the market.

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So putting 33% of all eBank's assets @ 5% interest rate is maximizing?

Boy, math has changed in two days.

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Originally by: HawkBlade

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Originally by: Vhaluus

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gah and just for the record, this is me. not hiding behind an alt here... it just annoyingly selects that char automatically every time I post.

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If you go to settings you can declare which toon is the default poster. Once you do that you will have to specifically select another toon to avoid posting with the main one... if that is your intent.

(Hint hint: Ricdics, Ricdic's Hoe, EBank Ricdics)

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Originally by: HawkBlade

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Originally by: Vhaluus

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gah and just for the record, this is me. not hiding behind an alt here... it just annoyingly selects that char automatically every time I post.

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If you go to settings you can declare which toon is the default poster. Once you do that you will have to specifically select another toon to avoid posting with the main one... if that is your intent.

(Hint hint: Ricdics, Ricdic's Hoe, EBank Ricdics)

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Originally by: HawkBlade

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(Hint hint: Ricdics, Ricdic's Hoe, EBank Ricdics)[/justify]

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Originally by: Hareld

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What happened to being restricted to one Ebank thread a week?

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Originally by: Hareld

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what happened to being restricted to one Ebank thread a week?

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Originally by: Maestro Del'Tirith

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Originally by: HawkBlade

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Originally by: Vhaluus

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gah and just for the record, this is me. not hiding behind an alt here... it just annoyingly selects that char automatically every time I post.

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If you go to settings you can declare which toon is the default poster. Once you do that you will have to specifically select another toon to avoid posting with the main one... if that is your intent.

(Hint hint: Ricdics, Ricdic's Hoe, EBank Ricdics)

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That seems to only work sometimes for me for some reason. Not to derail the thread to much, but I've run into problems getting it to 'stick' on Quinn back when Maestro was my alt and Quinn was my main. I've given in now

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Originally by: HawkBlade

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Originally by: SencneS

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Maximized is making as much as possible, which I hope everyone would want the maximum return; however this usually comes at a risk. This is actually the same amount of risk as throwing all your ISK in one venture or even one aspect of the market.

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So putting 33% of all eBank's assets @ 5% interest rate is maximizing?

Boy, math has changed in two days.

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Originally by: Proton Power

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Originally by: HawkBlade

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Originally by: SencneS

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Maximized is making as much as possible, which I hope everyone would want the maximum return; however this usually comes at a risk. This is actually the same amount of risk as throwing all your ISK in one venture or even one aspect of the market.

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So putting 33% of all eBank's assets @ 5% interest rate is maximizing?

Boy, math has changed in two days.

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Shar I want to point somthing out here. I was told to make sure anything we do meets or exceeds 5 percent with little work load as possible. We are above that mark right now with aprox 3hrs a week needed, but that does not mean that I get anything above 5 percent, that just means that is my line that the board has set. I have to prove how it will make more than 5 percent, and for long term projects that is not always easy. Right now we are above that mark and will continue to be, but I don't get the extra after 5% EBANK does. So you make it like myself or Ricdic pocket anything past that, which is not the case.

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Originally by: Kwint Sommer

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Originally by: Proton Power

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Originally by: HawkBlade

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Originally by: SencneS

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Maximized is making as much as possible, which I hope everyone would want the maximum return; however this usually comes at a risk. This is actually the same amount of risk as throwing all your ISK in one venture or even one aspect of the market.

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So putting 33% of all eBank's assets @ 5% interest rate is maximizing?

Boy, math has changed in two days.

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Shar I want to point somthing out here. I was told to make sure anything we do meets or exceeds 5 percent with little work load as possible. We are above that mark right now with aprox 3hrs a week needed, but that does not mean that I get anything above 5 percent, that just means that is my line that the board has set. I have to prove how it will make more than 5 percent, and for long term projects that is not always easy. Right now we are above that mark and will continue to be, but I don't get the extra after 5% EBANK does. So you make it like myself or Ricdic pocket anything past that, which is not the case.

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Just to put the issue definitively to rest, are you receiving anything more than the standard EBANK employee for your work on this?

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Originally by: Hexxx

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Our customers should feel safe knowing that our committment to the easy withdraw and deposit of funds is still there and has been there for nearly a year now.

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Originally by: HawkBlade

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Originally by: Proton Power

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[justify]Zero isk = more? I am currently in a new role that has never been filled. No payout has been even talked about or looked at for my services. I don't even want paid tbh. I just want to feel part of an oganization taht is doing somthing good. I feel EBANK is that organization. So Short Answer, No I am recieving Less.

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Oooh very smooth there, did anyone else see what he did? He said "My pay has not been discussed ergo I'm receiving less." He went from one topic to a completely different one, with no connection in between, and offered it as an answer.

I'm impressed sir.

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Originally by: HawkBlade

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Originally by: Kwint Sommer

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You'll note he usually uses the same one for a few days then switches. That's probably him signing a different account into the forum.

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I've personally logged onto Ric's account when his computer was down. I moved around 140 billion in isk to various people's to cover responsibilities. So I can most assuredly tell you that Ric specifically chooses what toon he wants to post with depending on Ric's purpose.

He posts mostly with Ebank Ricdic as constantly branding is part of his power and prestige.

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Originally by: Tanya Sapp

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Originally by: HawkBlade

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Originally by: Kwint Sommer

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You'll note he usually uses the same one for a few days then switches. That's probably him signing a different account into the forum.

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I've personally logged onto Ric's account when his computer was down. I moved around 140 billion in isk to various people's to cover responsibilities. So I can most assuredly tell you that Ric specifically chooses what toon he wants to post with depending on Ric's purpose.

He posts mostly with Ebank Ricdic as constantly branding is part of his power and prestige.

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DING DING DING Im pretty sure that a EULA violation. In fact I think they either ban you or warn you for that. So, whats EBANK going to do when Ric's account get BANNED with all that isk on it. Whats going to happen to Eve Bank. LMAO, they will be the ones begging for a loan

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Originally by: Kwint Sommer

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By the way, I still have not heard a word from EBANK about the secured loan request I made yesterday. In a few more hours I'm going to have to look elsewhere or just liquidate some stuff....

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Quote:

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Ricdic (about starting ebank, July 2007): Think of it as a miniature EIB done right. I cannot see this getting anywhere near 700b any time in the future tbh.

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Originally by: Amarr Citizen 155

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Originally by: Kwint Sommer

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By the way, I still have not heard a word from EBANK about the secured loan request I made yesterday. In a few more hours I'm going to have to look elsewhere or just liquidate some stuff....

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I'm on MSN and in-game if you need some isk. Just let me know mate, I know you're good for it.

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Originally by: Kwint Sommer

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Originally by: Amarr Citizen 155

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Originally by: Kwint Sommer

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By the way, I still have not heard a word from EBANK about the secured loan request I made yesterday. In a few more hours I'm going to have to look elsewhere or just liquidate some stuff....

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I'm on MSN and in-game if you need some isk. Just let me know mate, I know you're good for it.

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That's very much appreciated and I may have to take you up on that but I'd like to give EBANK another two hours.

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Quote:

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Ricdic (about starting ebank, July 2007): Think of it as a miniature EIB done right. I cannot see this getting anywhere near 700b any time in the future tbh.

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Originally by: Kwint Sommer

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By the way, I still have not heard a word from EBANK about the secured loan request I made yesterday. In a few more hours I'm going to have to look elsewhere or just liquidate some stuff....

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Originally by: Amarr Citizen 155

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How's things by the way? chat with me in game some time.

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Originally by: EBANK Ricdic

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Originally by: Kwint Sommer

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By the way, I still have not heard a word from EBANK about the secured loan request I made yesterday. In a few more hours I'm going to have to look elsewhere or just liquidate some stuff....

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All done Kwint along with an evemail. Sorry about the delay

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Originally by: Kwint Sommer

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Originally by: Kwint Sommer

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getting so partisan and viscous

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That should be vicious, not viscous.

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Originally by: HawkBlade

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Originally by: Kwint Sommer

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You'll note he usually uses the same one for a few days then switches. That's probably him signing a different account into the forum.

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I've personally logged onto Ric's account when his computer was down. I moved around 140 billion in isk to various people's to cover responsibilities. So I can most assuredly tell you that Ric specifically chooses what toon he wants to post with depending on Ric's purpose.

He posts mostly with Ebank Ricdic as constantly branding is part of his power and prestige.

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Originally by: Mr Horizontal

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Shar, I'm afraid I still need to ask one small question for everyone's benefit:

What, precisely, do you want to achieve?

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Originally by: LuthienTinuviel

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been stated as couple of times but it seems everyone misses the point (either that or I am misreading Shar's posts) Shar has said that he has no confidence in Ebank and that in good consiciense he was unable to remain part of Ebank and needed to make sure that people that were there for the fact that they trusted shar knew about that.

Add in LaVista Vista (nice scruples there Mr CSM candidate) deciding to break a trust that shar had given him Ricdic's general shitting around threads and accusations of Shar "blackmaling" him then you get to where you are currently which is Ebank's pr has taken another nosedive of a 50 story building (oh and add in interesting moderation from CCP).

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Originally by: Mr Horizontal

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Originally by: LuthienTinuviel

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stuff

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This doesn't answer my question. He's made these points already. What I am asking is a definitive list of action points he wants to see from EBANK in order for him to feel satisfied he's achieved what he set out to do.

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Originally by: Hawkblade

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Subject: Last Resort: Private Meeting
Date: 14 Jul 2008 00:55 (EST)
Recipients: SencneS, Anastasia, Banni Vinda, Hexxx, PangGrohl, Selene D'Celeste, Mr Horizontal, LaVista Vista (BCC), Athre (BCC)

I'm contacting everyone on the board simply because I do not think that any productive conversation can take place in front of Ricdic.

I am concerned. I am worried and, in truth, I'm considering leaving. Not because of the bickering, though the bickering is I think a symptom, but because I'm losing confidence in eBank itself.

As time goes by Ric is reporting less and less of who, what, where, when and/or how. What has me really spooked is not this Bob Guy at all, that's more the straw on the camel's back tbh. It was this 175b self approved loan that he failed to tell anyone about.

Now if we all remember we adamantly decided that Ric could not just grant himself a loan without oversight. Long ago with the EO forum ****ing post that he did where he said he could. Well, he did. And didn't bat an eye about it. If not for him mentioning it in passing over MSN to me I don't know if the board would have any clue to where 175 billion went.

Now, I don't want to stab the man but this latest volley of his, "keep in your place", has me at my last straw. The board of directors was a key integral part of the formation of eBank. Ricdic worked for us, not the other way around. I think that has been totally forgotten in his impetuousness and, sadly, we need to move forward either with admitting we are no longer in charge and responsible or we take the necessary action in front of us.

I'm not going to politic you, I don't want the ****ing job either. But I am going to tell you what is plainly in front of us... Caesar must go. I fear it is simply a case of him or us and the sooner that decision is made. either direction, the better for us all.

Either way this turns out I'm going to do what I have to do to maintain my integrity. If matters are left at status quo, I'm gone. If matters are for Ricdic, again I'm gone. I will not stick around and let an impetuous child destroy me and my good name like he almost let Cally near destroy

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Originally by: LuthienTinuviel

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Seems fairly clear in that what Shar is looking to happen it also seems patently clear from the one responce he said he recieved to it that you guys either don't check your PM's much OR don't really care about the extent of ricdic's control percieved or otherwise.

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Originally by: EBANK Ricdic

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Originally by: LuthienTinuviel

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Seems fairly clear in that what Shar is looking to happen it also seems patently clear from the one responce he said he recieved to it that you guys either don't check your PM's much OR don't really care about the extent of ricdic's control percieved or otherwise.

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The third option could be that the others don't feel the same way maybe?

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Originally by: LuthienTinuviel

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(oh and add in interesting moderation from CCP).

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Originally by: LuthienTinuviel

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As time goes by Ric is reporting less and less of who, what, where, when and/or how. What has me really spooked is not this Bob Guy at all, that's more the straw on the camel's back tbh. It was this 175b self approved loan that he failed to tell anyone about.

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Originally by: EBANK Ricdic

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Originally by: LuthienTinuviel

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Seems fairly clear in that what Shar is looking to happen it also seems patently clear from the one responce he said he recieved to it that you guys either don't check your PM's much OR don't really care about the extent of ricdic's control percieved or otherwise.

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The third option could be that the others don't feel the same way maybe?

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Originally by: EBANK Ricdic

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]
Hehe well I wouldn't call it a consulting business. I have no RL experience in these fields whatsoever (I work on an internet help desk telling people the phone cord from the modem needs to be plugged into the wall if they want working internet).

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Originally by: northwesten

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Can we all just be friends ffs?

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Originally by: LaVista Vista

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Originally by: northwesten

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Can we all just be friends ffs?

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Look mom, I just found out whom Oveur is ingame! *grin*

Ah, the immortal words of Oveur. Made my day

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Originally by: LaVista Vista

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Originally by: northwesten

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Can we all just be friends ffs?

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Look mom, I just found out whom Oveur is ingame! *grin*

Ah, the immortal words of Oveur. Made my day

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Originally by: LuthienTinuviel

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Oh and kaazac mate the moderation I was talking about was not the lock but rather the Mods using the magic vanishing wand on a single post that I have looked over on eve-search about 3 or 4 times now and can still see absolutely zero reason it was disapeered for.

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Originally by: YouGotRipped

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That's the last bit of info I'll be adding to this thread.

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Originally by: Joss Sparq

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Originally by: YouGotRipped

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That's the last bit of info I'll be adding to this thread.

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Actually that would be the first, since all you've added previously to the quoted statement is in fact opinion.

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Originally by: CornerStoner

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I don't know about everyone else, but the establishment of a PR person for EBank would make this "drama-bomb" (and any future incidents) much less dramatic.
Hell, even people who are suspects in crimes hire PR people to handle the press and public statements. It only seems prudent that a virtual Bank the size of yours would seek to protect it's reputation and standing among it's depositors.

Hopefully your board agrees.

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Originally by: Kwint Sommer

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Edited by: Kwint Sommer on 17/07/2008 22:27:02

Originally by: CornerStoner

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I don't know about everyone else, but the establishment of a PR person for EBank would make this "drama-bomb" (and any future incidents) much less dramatic.
Hell, even people who are suspects in crimes hire PR people to handle the press and public statements. It only seems prudent that a virtual Bank the size of yours would seek to protect it's reputation and standing among it's depositors.

Hopefully your board agrees.

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There's already a PR person and the fact that only he should have been posting came up a lot.

Reading Comprehension -3

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Originally by: CCP Mitnal

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please don't make allegations about other people's sexuality, post in avoidance of the forum filter and especially not post derogatory comments about someone else's mother

Originally by: Kwint Sommer

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Edited by: Kwint Sommer on 17/07/2008 22:27:02

Originally by: CornerStoner

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I don't know about everyone else, but the establishment of a PR person for EBank would make this "drama-bomb" (and any future incidents) much less dramatic.
Hell, even people who are suspects in crimes hire PR people to handle the press and public statements. It only seems prudent that a virtual Bank the size of yours would seek to protect it's reputation and standing among it's depositors.

Hopefully your board agrees.

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There's already a PR person and the fact that only he should have been posting came up a lot.

Reading Comprehension -3

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Originally by: YouGotRipped

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Edited by: YouGotRipped on 17/07/2008 19:23:57

Originally by: Joss Sparq

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Originally by: YouGotRipped

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That's the last bit of info I'll be adding to this thread.

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Actually that would be the first, since all you've added previously to the quoted statement is in fact opinion.

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Ever heard of Semiotics?
I'm sure you meant to emphasize the difference bewteen factual data and opinions but wtf... we're all compasionate towards Ricdic's condition and at least worried about the fate of eBank. Even I.

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Originally by: Faekurias

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I never really got the idea of Ebank, when I send you money for example. What happens next?
How do I get something out of it?

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Originally by: Segge Bolled

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* "Crap" is unfiltered but "*****" is. Fancy that.
** Look Ma, an Alt!

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Originally by: Faekurias

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Sounds pretty cool, will keep an eye on that.
Thanks !

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Originally by: Hexxx

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One of our customers actually built a script that can "show you the future" of how the interest would compound over 3 months.

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account value = starting value * ((monthly interest ^ (1/30)) ^ number of days passed)

Originally by: Packtu'sa

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Originally by: Hexxx

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One of our customers actually built a script that can "show you the future" of how the interest would compound over 3 months.

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Wouldn't that be this?:
account value = starting value * ((monthly interest ^ (1/30)) ^ number of days passed)

It's always best to understand the maths before making an investment.

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Originally by: Rho'varo

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you'll know that the interest rates are 0.05% daily for a direct deposit account and 0.10% daily for a savings account.

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Originally by: Hexxx

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Statement has been posted.

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Originally by: EBANK Ricdic

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Let me try and explain what I am talking about regarding over-exaggeration. Below is an exerpt from Shar's email to all the other board behind my back:

Originally by: LuthienTinuviel

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As time goes by Ric is reporting less and less of who, what, where, when and/or how. What has me really spooked is not this Bob Guy at all, that's more the straw on the camel's back tbh. It was this 175b self approved loan that he failed to tell anyone about.

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Originally by: Mikhalio

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Insight

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Quote:

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Ricdic (about starting ebank, July 2007): Think of it as a miniature EIB done right. I cannot see this getting anywhere near 700b any time in the future tbh.

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Originally by: Mikhalio

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The fact that ebank requires a new business model (direct production ) to generate new returns with their idle ISK is upsetting as they imply their returns by loan origination and investing at arms length is under duress.

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Originally by: EBANK Ricdic

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Regarding the above quoted section Eve is unlike the real world. The Eve financial sectors aren't governed by external parties. No-one but CEO has complete control over an enterprise and with loans there is no way to secure your investment. We cannot repossess our customer's assets if they default, short of what they have already provided us. We can't track down a person who defaults as they can easily sell their character or roll another alt.

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Originally by: Proton Power

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Vote Results are in -

92.8% of previous share holders feel no wrong doing with me workign with Ebank.

7.2% of previous share holders felt it was not right.

Honestly I expected it to be more like 60/40, so as I do feel bad about my recent IPO not doing as I wanted it to do, I am no longer going to worry about it. I do still plan on paying another few bil over time, so don't get rid of your shares.

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Originally by: Proton Power

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Vote Results are in -

92.8% of previous share holders feel no wrong doing with me workign with Ebank.

7.2% of previous share holders felt it was not right.

Honestly I expected it to be more like 60/40, so as I do feel bad about my recent IPO not doing as I wanted it to do, I am no longer going to worry about it. I do still plan on paying another few bil over time, so don't get rid of your shares.

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Originally by: cosmoray

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EBank has never really been a bank.

It has always been an IPO. A safer IPO than most other IPO's.

Seeing as they are not a bank how they invest their money is up to them, as long as they can meet interest payments and have enough capital on hand to pay out withdrawal requests.

Also to make ISK for their owners.

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Originally by: PuncherDavis

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I can see it as a place to get loans..

Cant see it as a place to invest and get interest get far more from just basic trading..

Follow the first rule of eve..

(1) Trust nobody its a game and getting screwed is what EVE allows and it can and will happen at any time for any reason with or without your consent.

(2) IF you need a loan to do it then read (1) above and no whining allowed..

(3) Truth is if your patent and vigalant u can make very good isk in eve with a buddy or two but read one above..

Carry on nothing to see here invest at your own risk.. IF you lose it all gambling or EBANK never gives any back no whining allowed as you took a risk that didnt pay off..

Whatever drama is going on at ebank is just normal drama in eve..just be well read and very aware of what you are doing before you do it..

Have a good day this is a recording of basic things of what is EVE

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Originally by: PuncherDavis

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They may have but u cant argue with those three rules :)

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Originally by: PuncherDavis

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They may have but u cant argue with those three rules :)

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Originally by: PuncherDavis

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Id have to disagree.. See i view trust of people that I DONT know as measures and LEVELS of risk. I always attempt to make sure I am getting the best of the situation while not getting ganked in the mean time.

The only other level of trust is somebody I have spent HOURS talking to on vent and testing them over and over with trust me not small sums of things to see if they are trustworthy.

And many people play this game in a corp of thier own making with thier own 6 accounts that they do massive trading with in jita and they dont have to trust anybody they dont ever need to take that step.

Assume your going to get burned and adjust what you think is an acceptable risk.. BUT assume the risk for what it is,a risk.

Dont sugar coat it with fancy numbers and great reviews or anything else always look at it as a risk.. If you get good things back then your risk payed off... IF not then you took that risk knowing it might not.

Eve is about RISK so its stupid for people to think its anything else. This aint a nice teddy bear game you can and will get screwed over its gonna happen and yes some days your gonna die...Adjust to that mindset and you will weather the whole of Eve alot better then getting upset over things.

People will lie about you, accuse you, war dec you, praise you, slander you. And they will do it all in the same sentence.. Those three rules helped more then one person understand the mindset that alot of people use in eve..

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Originally by: Hexxx

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So what you're saying is....your "rules" are actually more like "guidelines".

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Originally by: Finedele

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Originally by: Hexxx

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So what you're saying is....your "rules" are actually more like "guidelines".

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hope i am not the only one thinking about pirates of the carribean (pt 1) if i hear this sentence :D

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