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Captain Skarlet
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Posted - 2010.06.28 12:34:00 -
[1]
To The EVE Developer... This is the initial link Re: Petition: https://support.eveonline.com/Pages/Petitions/PetitionDetails.aspx?petitionID=2012834
It concerns the out of line Insurance for Faction Ships, as I have a CNR worth around 500 Million isk, which the insurance sees as a Standard Raven worth around 70 Million isk and a Omen Navy Issue worth 50 Million isk, which also is seen as a standard ship worth 3.9 Million isk.
Can this be sorted out so the insurances for faction Ships can be brought into line with the particular ship being insured..?
Thanks...CS
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Thy Collector
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Posted - 2010.06.28 13:34:00 -
[2]
Edited by: Thy Collector on 28/06/2010 13:34:25
I have never known faction ships to ever get full insurance price for a similar reason t2 ships don't. It would make them too easy to replace. This is CCPs way, which I agree with, of preventing situations where everyone is eventually always flying the same ship because its so easy to replace.
Just like capitals both require fuel to move between systems and a second person.
Also like super-capitals, unless an alt is kept in it all the time, are at constant risk of destruction or theft.
Its called balance my friend.
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Grarr Dexx
Amarr
GK inc.
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Posted - 2010.06.28 13:59:00 -
[3]
Collector is right, faction insurance has never yielded 'in line' insurance. You are insuring the hull, not all the extra gadgets installed.
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Imiarr Timshae
Caldari
Funny Men In Funny Hats
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Posted - 2010.06.28 14:26:00 -
[4]
Technically he's insuring the production costs, the mineral value put into the vessel.
-----
 Originally by: GM Horse
Remember kids, both meth and macro use are Really Quite Bad Things.
Originally by: CCP Shadow
Tragic smelting accidents.
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Misanthra
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Posted - 2010.06.28 15:07:00 -
[5]
yep....the insurance guy rates it as a t1 frame. Which is what it is. Look at the source bpc, bit higher in the high end mins...but faction ships can be made within an hour (actually less) of learning real basic indy skills. No T2/T3 advanced training required.
CCP can't price what people value their LP at. Some guy needs the money bad enough he'll drop price below some other mission runner.
PvE you should know how to fly ravens well by the time you got it tbh and losing it should not be a major issue (assuming not null sec ratting and not paying attention on the belts and you get a surprise unfriendly guest).
PvP in a navy raven....not advised lol. Great sniper no doubt..but ravens not liked in fleets, faction, t2 or vanilla. Highest I go for faction pvp is navy caracal personally since not HAC qual'd (used to be a way better deal than cerbs as well then the cerb market went to complete crap).
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Captain Skarlet
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Posted - 2010.07.17 01:57:00 -
[6]
Edited by: Captain Skarlet on 17/07/2010 01:58:41
Originally by: Grarr Dexx
Collector is right, faction insurance has never yielded 'in line' insurance. You are insuring the hull, not all the extra gadgets installed.
Its a shame your not right..... I suggest you read the post correctly before you reply, where did I mention anything about Fittings or Gadgets..
My point was that the insurance should be inline for Faction Ships, just like it is with T2's...!
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Captain Skarlet
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Posted - 2010.07.17 02:04:00 -
[7]
Further More:
My question once again, though worded slightly different.....If the Insurance is inline for a T2 Ship eg: The Retribution, which is a Punisher Hull, Platinum payout for this is 5,814,662.00 isk. A standard Punisher's insurance is, Platinum payout 215,310.00 isk
So as I have already said the Faction Ships are an upgrade from the standard ship, so the insurance should show that by being a higher payout.....!! Just like it is for the T2 derivative...
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Saelie
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Posted - 2010.07.17 03:59:00 -
[8]
Retribution also costs more to build than a Punisher - In fact, a Punisher is part of the production requirements for a Retri. CNR doesn't cost much more to build than a Raven, if anything. So you're sort've proving our points here.
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Quesa
D00M.
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Posted - 2010.07.17 07:44:00 -
[9]
Edited by: Quesa on 17/07/2010 07:44:52
Originally by: Imiarr Timshae
Technically he's insuring the production costs, the mineral value put into the vessel.
The median costs for the insurance payouts come from the market, not contracts. IIRC, faction ships are only purchased via. contracts.
Also, as with T2, you are insuring the cost of minerals for the basic hull, NOT the end product. (Pretty sure this is how it works)
I had planned on using them to fix fleet lag but was talked out of it. -CCP Zulu |
Saelie
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Posted - 2010.07.17 09:35:00 -
[10]
Edited by: Saelie on 17/07/2010 09:35:59
Skarlet: A good way to put it is like this. Imagine Pend Insurance as an automobile insurer that bases their prices off the blue book value of the car's make and model, nothing else. Now imagine the Raven as, say, a 2005 Toyota Camry. They look up the Blue Book value of a 2005 Camry and quote you your insurance price. You accept and it is insured at that amount. Now, the Caldari Navy Raven would be a 2005 Camry, but with tons of expensive aftermarket modifications that make it perform much better than the stock Camry. Obviously, this modified Camry would sell for more than the Blue Book value because of all its modifications. But to the insurer, it's still a 2005 Camry, and is insured at the same price and payout as the regular model since aftermarket modifications are not covered.
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Mag's
the united
Negative Ten.
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Posted - 2010.07.17 11:51:00 -
[11]
Originally by: Captain Skarlet
Edited by: Captain Skarlet on 17/07/2010 01:58:41
Originally by: Grarr Dexx
Collector is right, faction insurance has never yielded 'in line' insurance. You are insuring the hull, not all the extra gadgets installed.
Its a shame your not right..... I suggest you read the post correctly before you reply, where did I mention anything about Fittings or Gadgets..
My point was that the insurance should be inline for Faction Ships, just like it is with T2's...!
You misunderstood his meaning of extra gadgets.
Many ships are based on the same hull, the extra gadgets he mentions are what differentiates them from each other. He didn't mean fittings.
Originally by: Torothanax
Low population in w systems makes afk cloaking unattractive.
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Misanthra
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Posted - 2010.07.17 14:23:00 -
[12]
Originally by: Captain Skarlet
Further More:
My question once again, though worded slightly different.....If the Insurance is inline for a T2 Ship eg: The Retribution, which is a Punisher Hull, Platinum payout for this is 5,814,662.00 isk. A standard Punisher's insurance is, Platinum payout 215,310.00 isk
So as I have already said the Faction Ships are an upgrade from the standard ship, so the insurance should show that by being a higher payout.....!! Just like it is for the T2 derivative...
T2 is more costly to make...what insurance is based off of. Like I said above...look at the ship bpc. navy cruiser materials almost the same build wise as the t1. No moon goo products which boost t2 pricing and now the insurance pay out,
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