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Thread Statistics | Show CCP posts - 1 post(s) |
Dimitrix Solette
Daemones Mortis
2
   |
Posted - 2013.07.23 20:40:00 -
[1] - Quote
Okay. So pretty much the loan is for a Tengu Char and buying the tengu and fitting it.
Collateral I have is a 1 bil fitted CNR that is located in Osmon.
The char I am looking at is http://goo.gl/uRxym
That char will require the 10 bil loan. If someone can find a good tengu char that I can get for 4 bil I can take the 6 bil loan.
With my current missioning character that flys a CNR that only does 530 dps I was able to make 1 bil within a week. So I can make back the money that you loan me. I also have a loan that I attempting to finish with I LIKE IT: http://goo.gl/JopPor
I have the money to send to him, I just now need him to get on so I can confirm that I can send it over.
The links are shortened cause I wasn't able to put direct forum links for whatever reason |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.23 21:38:00 -
[2] - Quote
Will nobody consider this? |
Samroski
Games Inc.
The Night Crew Alliance
280
|
Posted - 2013.07.23 22:22:00 -
[3] - Quote
Why don't you keep making 1b a week while training tengu skills on the main?
The reason I say this is because in the current scenario loans are difficult to get, especially if you do not have sufficient collateral. If you've got collateral, you can get a loan at a low interest rate like 2-4%.
imho it is fun training up for a ship. My first tengu, kept getting better and better as I skilled up, and I fell in love with the ship. This sort of experience is not possible when you buy a character.
Also to consider: tengu has been nerfed to oblivion for pve, imho. The heavy missile nerf hit tengu bad, and I've given up doing missions, as they are no longer fun. Tengu used to be king, and now it's not even good enough to sweep the streets it used to own.
Any colour you like. |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.23 22:35:00 -
[4] - Quote
Samroski wrote:Why don't you keep making 1b a week while training tengu skills on the main?
The reason I say this is because in the current scenario loans are difficult to get, especially if you do not have sufficient collateral. If you've got collateral, you can get a loan at a low interest rate like 2-4%.
imho it is fun training up for a ship. My first tengu, kept getting better and better as I skilled up, and I fell in love with the ship. This sort of experience is not possible when you buy a character.
Also to consider: tengu has been nerfed to oblivion for pve, imho. The heavy missile nerf hit tengu bad, and I've given up doing missions, as they are no longer fun. Tengu used to be king, and now it's not even good enough to sweep the streets it used to own.
Then is there a better ship that I could by a char with good skills for cheaper than the 9 bil tengu pilot i found? Cause I do like 550 dps currently in my CNR, and I know that I can do a lot better but I need skills. |
okoolos rimmer
Deep Core Mining Inc.
Caldari State
6
|
Posted - 2013.07.23 23:26:00 -
[5] - Quote
1) Taking a 1B loan to buy a CNR, then in the middle of that loan using that CNR as a collateral for a much larger uncollateralized loan is not the best idea in the world .No CNR=no L4's and it's clear to me after our chat last night that you're no trader i.e there goes your revenue.
2) What If someone gives you that money and lets you keep the tengu and you loose it in a mission/gank/accident etc? do you have a backup plan?
3) You're already trying to get a 6 bil loan with your alt. Asking for yet ANOTHER loan looks really bad:
https://forums.eveonline.com/default.aspx?g=posts&m=3382155#post3382155 |
Samroski
Games Inc.
The Night Crew Alliance
280
|
Posted - 2013.07.23 23:31:00 -
[6] - Quote
okoolos rimmer wrote:
2) What If someone gives you that money and lets you keep the tengu and you loose it in a mission/gank/accident etc? do you have a backup plan?
And may I add that there is a large chance of that happening at Osmon, where you (OP) are currently operating. They tried to gank my (10b) Golem there, after which I try and avoid the place in pimped up ships.
Any colour you like. |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.23 23:31:00 -
[7] - Quote
okoolos rimmer wrote:1) Taking a 1B loan to buy a CNR, then in the middle of that loan using that CNR as a collateral for a much larger uncollateralized loan is not the best idea in the world .No tengu=no L4's and it's clear to me after our chat last night that you're no trader i.e there goes your revenue.
2) What If someone gives you that money and lets you keep the tengu and you loose it in a mission/gank/accident etc? do you have a backup plan?
They 1B loan is going to be payed off as soon as I LIKE IT logs on and sees the forum post. I have the 1 bil isk to send him.
I will be buying a character and a tengu with the loan. I will be missioning on the new character to make the isk |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.23 23:32:00 -
[8] - Quote
Samroski wrote:okoolos rimmer wrote:
2) What If someone gives you that money and lets you keep the tengu and you loose it in a mission/gank/accident etc? do you have a backup plan?
And may I add that there is a large chance of that happening at Osmon, where you (OP) are currently operating. They tried to gank my (10b) Golem there, after which I try and avoid the place in pimped up ships.
The tengu I buy will not be worth 10b. It will be 1 bil tops. My 1 bil CNR has not been attempted to be ganked once |
okoolos rimmer
Deep Core Mining Inc.
Caldari State
6
|
Posted - 2013.07.23 23:38:00 -
[9] - Quote
tbh saying "nobody tried to gank my cnr yet=my tengu is safe" doesn't make me feel very comfortable
The worst case scenario is you loose that tengu, the CNR is the collateral=no revenue . Lender can then either risk and give you that CNR back to make isk or cut his losses and eat 5B loss. |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.23 23:40:00 -
[10] - Quote
Im just saying what experience I have had so far. I'm always ready to warp away at a moments notice if needed. The tengu will be faster than my CNR so escape will be slightly easier |
okoolos rimmer
Deep Core Mining Inc.
Caldari State
6
|
Posted - 2013.07.23 23:43:00 -
[11] - Quote
EVE rule #1: never fly what you cannot replace. |
Vaerah Vahrokha
Vahrokh Consulting
4237
|
Posted - 2013.07.24 00:00:00 -
[12] - Quote
Dimitrix Solette wrote:Samroski wrote:okoolos rimmer wrote:
2) What If someone gives you that money and lets you keep the tengu and you loose it in a mission/gank/accident etc? do you have a backup plan?
And may I add that there is a large chance of that happening at Osmon, where you (OP) are currently operating. They tried to gank my (10b) Golem there, after which I try and avoid the place in pimped up ships. The tengu I buy will not be worth 10b. It will be 1 bil tops. My 1 bil CNR has not been attempted to be ganked once
CNR is like a 1998 BMW. It's good and all but not going to attract a lot of ill intentioned attention.
A decently fitted tengu on the other side...
Plus you'll notice how Tengu tank is not so impossible to crack for a ganker.
Auditing | Collateral holding and insurance | Consulting | PLEX for Good Charity
Twitter channel |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.24 00:29:00 -
[13] - Quote
Well if you don't want to loan, that is ok. For what I want, there isn't any sort of change to the loan that can be done other than me raising the amount of interest that I will pay. |
Interagent
Parandrus
2
|
Posted - 2013.07.24 03:25:00 -
[14] - Quote
You are saying all these nice, colorful words about raising interest etc. etc.. However you did not provide me with enough assurance that you will do what you say you will and it wont be a waste of my money. Okoolus rimmer asked legitimate questions (as any investor would) and you failed to provide coherent answers. Samroski made a good point as well Quote:Why don't you keep making 1b a week while training tengu skills on the main? .
My friendly advice to you is, think of how you can actually provide this kind of assurance. Have a plan/collateral. And investors will listen. |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.24 03:55:00 -
[15] - Quote
Interagent wrote:You are saying all these nice, colorful words about raising interest etc. etc.. However you did not provide me with enough assurance that you will do what you say you will and it wont be a waste of my money. Okoolus rimmer asked legitimate questions (as any investor would) and you failed to provide coherent answers. Samroski made a good point as well Quote:Why don't you keep making 1b a week while training tengu skills on the main? . My friendly advice to you is, think of how you can actually provide this kind of assurance. Have a plan/collateral. And investors will listen.
Well that is all I have for collateral. But if worst came, I have a salvaging character that can make me 50m an hour. And I found a different cheaper character for 3 bil so now I can take a 4 bil loan. Yes I know my amounts keep changing but that is because I keep finding better stuff as it appears |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.24 07:28:00 -
[16] - Quote
So I have now changed the loan to a 3 Bil Loan with my 1 bil in collateral with 12% Interest a month. |
Helion Exus
Saitek Enterprises
0
|
Posted - 2013.07.24 14:42:00 -
[17] - Quote
Assuming your collateral is worth 1.1B (i'd need to verify), I may be willing to fill 1B of your loan for an interest of 2% per week (round to 8% per month, 80mil).
That way you could offer 14% on the remaining 2B but not pay out any more interest. My offer would only stand if another party is willing to fill the 2B @ 14%.
Interest would be due on the calendar day that the loan commenced, and I would assume a default if no interest payment was made within 3 days of the date due. Early payments welcome. |
flakeys
Arkham Innovations
1239
|
Posted - 2013.07.24 15:56:00 -
[18] - Quote
Helion Exus wrote:My offer would only stand if another party is willing to fill the un-collateralised 2B @ 14%.
Lol , now that one gave me a DUH and a smile at the same time .
The problem ain't his collateralised portion he can get that from any guy around the corner and for less then 2% a week too, it's the part you try to avoide wich is the only problem. 
We are all born ignorant, but one must work hard to remain stupid.
|
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.24 17:39:00 -
[19] - Quote
More collateral has been added but the loan has also increased by 1 bil. |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.24 20:05:00 -
[20] - Quote
Can anyone fill this? |
okoolos rimmer
Deep Core Mining Inc.
Caldari State
7
|
Posted - 2013.07.24 21:01:00 -
[21] - Quote
is the 1Bil loan with "I like it" finished or is it still outstanding? |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.24 21:15:00 -
[22] - Quote
okoolos rimmer wrote:is the 1Bil loan with "I like it" finished or is it still outstanding?
It is finished. He hasnt posted on the forum yet, but here is a screenshot of the accepted contract http://gyazo.com/79a97fe062a50eea9d481862c2d760fe |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.24 21:20:00 -
[23] - Quote
http://gyazo.com/54c228b884b388db0e574a3561d1c73a
That shows my recent wallet history |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.24 21:52:00 -
[24] - Quote
Okoolos, does this mean you are considering my loan? |
okoolos rimmer
Deep Core Mining Inc.
Caldari State
7
|
Posted - 2013.07.24 22:03:00 -
[25] - Quote
I am. However I'm not convinced that you'll be able to pay it off. |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.24 22:36:00 -
[26] - Quote
So Okoolos said he wouldn't do it. Will anyone else fill this loan? |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.25 00:45:00 -
[27] - Quote
I am willing to go into detail about which character I will buy, what the fit for the tengu is, and my whole plan for this is someone wants to know. |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.25 03:16:00 -
[28] - Quote
okoolos rimmer wrote:I am. However I'm not convinced that you'll be able to pay it off.
I'll think about this .. if I decide to give it to you I'll let you know.
Edit: OP wants to buy a char with sec status of -3.7 to run missions in highsec in a tengu...
And like I tried to explain to you, I will be paying with my own isk to buy tags to pay for a security increase |
Dimitrix Solette
Daemones Mortis
2
|
Posted - 2013.07.25 10:45:00 -
[29] - Quote
Come on investors, I know some of you give out completely uncollateralized loans, you included okoolos, so I'm confused as to what's wrong with my collateral and plan |
RAW23
221
|
Posted - 2013.07.25 12:38:00 -
[30] - Quote
Dimitrix Solette wrote:Come on investors, I know some of you give out completely uncollateralized loans, you included okoolos, so I'm confused as to what's wrong with my collateral and plan
The problem with the collateral is that it only covers 25% of the loan, so this is an uncollateralised 3bil loan plus a collateralised 1bil loan. The problem with the plan is that, however honest you might be, the chances of the loan being paid back can be dramatically undermined by you losing ships, especially given that the ship you plan to fly is a prime target.
There are two types of EVE player:
those who believe there are two types of EVE player and those who do not. |
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