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Thread Statistics | Show CCP posts - 7 post(s) |
TheBankOfEve
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Posted - 2010.08.08 21:47:00 -
[61]
Originally by: Sytoru Hiroshyma
Originally by: TheBankOfEve I could care less about
So close..... If you were what you professed to be you wouldn't have used that.
This is not a legitimate offering in any way shape or form. Great, you got the ISD interested and will, possibly, gain good coverage/investment from that. So far you have singularly failed in providing anything of any substance to reassure those with whom you seek a financial relationship. Your answers have been inept and evasive.
First of all when using quotes it's proper to quote the entire sentence instead of just editing it for your own misguided purposes. "I COULD CARE LESS ABOUT THE SOCIAL SECURITY AND DATE OF BIRTH" posted on the back of my CAC card. You can obtain most people's DOB and SSAN from a well typed google search.
And you say I'm dodging questions or answering vaguely, please post a list of questions I have not answered in a clear or detailed manner? I have ignored attempting to answer some of the posts with lists of questions that will require me to go over the character limit allowed in these forums and will post full length responses to these questions presented in a clear web post because the answers to those questions I feel should be posted on our site and made public for the benefit of everyone.
And I admit that myself and others posting here have let the sbject of my RL career go a little too far. But I'm very proud of my job and the values it has instilled in me. From this post onward that's all that'll be said about it.
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TheBankOfEve
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Posted - 2010.08.08 21:54:00 -
[62]
Originally by: Phoebe Halliwel
Originally by: TheBankOfEve
If your really skeptical you could consider opening a savings account with a low deposit of 5-100K ISK just to try it out. We value all customers whether you deposit 100K ISK or Billions.
I encourage you all to try The Bank of Eve with a minimal deposit and if your completely dissatisfied just withdraw all of your ISK.
Wrong approach.
Prove yourself then you'll get the ISK. Asking for small amounts is tantamount to begging. Whether you get 100m in small deposits or 4b, you'll come back to the forums and claim success for large numbers of accounts opened.
That's an offer to try the service. And It's not about bragging rights. What good would bragging about accounts opened do? It's about offering a service to the players of eve that myself and other passionate eve players are able to offer out of our love of the game and it's deep financial culture. Our only goal is to provide a truly secure and satisfying banking experience for those eve players that are looking for an eve bank that won't let them down.
Someone also brought up the low investment numbers. We aren't trying to be like every other bank startup in eve who took hundreds of billions of isk from players and squandered it or lost it. We're going to start small and grow. Starting out with enormous goals and expectations with unreasonable claims will do us no good and just cause instability.
You have to learn to walk before you can run. And we're walking slowly for the benefit of our customers. To protect their investment and ours.
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Sytoru Hiroshyma
Planetary Plunderers Inc.
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Posted - 2010.08.08 22:22:00 -
[63]
Edited by: Sytoru Hiroshyma on 08/08/2010 22:23:30
Originally by: TheBankOfEve
Originally by: Sytoru Hiroshyma
Originally by: TheBankOfEve I could care less about
So close..... If you were what you professed to be you wouldn't have used that.
This is not a legitimate offering in any way shape or form. Great, you got the ISD interested and will, possibly, gain good coverage/investment from that. So far you have singularly failed in providing anything of any substance to reassure those with whom you seek a financial relationship. Your answers have been inept and evasive.
First of all when using quotes it's proper to quote the entire sentence instead of just editing it for your own misguided purposes. "I COULD CARE LESS ABOUT THE SOCIAL SECURITY AND DATE OF BIRTH" posted on the back of my CAC card. You can obtain most people's DOB and SSAN from a well typed google search.
And you say I'm dodging questions or answering vaguely, please post a list of questions I have not answered in a clear or detailed manner? I have ignored attempting to answer some of the posts with lists of questions that will require me to go over the character limit allowed in these forums and will post full length responses to these questions presented in a clear web post because the answers to those questions I feel should be posted on our site and made public for the benefit of everyone.
When quoting it is usual to quote the relevant part of the text with enough context to avoid misunderstanding.
I deliberately didn't include "THE SOCIAL SECURITY AND DATE OF BIRTH" because it was not relevant and wasn't needed for context. The part I originally quoted was lacking either a full word or two letters and a punctuation mark. Your continued ignorance of such combined with other basic English language errors does nothing to strengthen a positive image of either yourself or the offer you are advertising.
I will decline your offer to quote examples of your evasiveness or ineptitude in answering questions as I have no desire to "Sir Bruce" my way through this. However it is fair to say that the ineptitude probably manifests itself most through the fact that most of your answers raise more questions than the number of questions that it in and of itself answer. Your evasiveness is primarily in the form of "hand waving" issues to the side. You have launched this service yet have not invested any time in actually seeking to establish a basis upon which it can operate.
As for the excuse that full answers "will require me to go over the character limit allowed in these forums" that is no excuse at all. You can post again a whole 2 minutes after your previous post so should you need to go into more depth than a single post would allow the time it would take to create and write the second post would, or at least should, be greater than the 2 minute barrier establishes.
As for the length of the posts themselves, this post, including the formatting, still leaves more than 1000 characters to play with. That's a lot of characters.
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TheBankOfEve
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Posted - 2010.08.08 22:56:00 -
[64]
Edited by: TheBankOfEve on 08/08/2010 22:57:26
Originally by: Sytoru Hiroshyma
I will decline your offer to quote examples of your evasiveness or ineptitude in answering questions as I have no desire to "Sir Bruce" my way through this. However it is fair to say that the ineptitude probably manifests itself most through the fact that most of your answers raise more questions than the number of questions that it in and of itself answer. Your evasiveness is primarily in the form of "hand waving" issues to the side. You have launched this service yet have not invested any time in actually seeking to establish a basis upon which it can operate.
As I've said any questions you feel weren't properly addressed I will answer if you make them known to me. And as for character limit I'd rather not post 2-3 posts in a row when I can sum them up in one clean well presented page on the website. This would also benefit anyone else who views the site and not just those here on the forums. Should I explain that for the THIRD (3rd) time now, more information will be published to the site for everyones greater good. It's been identified that there wasn't enough and isn't enough information available and that the general eve community would like more information made available.
This post wasn't started to argue over punctuation or grammar. It was clearly started to let the general eve public know that the bank exists and to hear advice or questions.
Anyone else without advice or constructive criticism?
Besides my job requires me to be able to work with numbers and decimal points, not grammar and punctuation marks.
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Investigator Spruillo
Gallente Spruillo Corp
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Posted - 2010.08.08 23:16:00 -
[65]
Originally by: TheBankOfEve
Ray McCormack;
The details of my life are quite inconsequential.... Very well, where do I begin? My father was a relentlessly self-improving boulangerie owner from Belgium with low-grade narcolepsy and a penchant for buggery. My mother was a 15-year-old French prostitute named Chloe with webbed feet. My father would womanize; he would drink. He would make outrageous claims like he invented the question mark. Sometimes, he would accuse chestnuts of being lazy. The sort of general malaise that only the genius possess and the insane lament... My childhood was typical: summers in Rangoon... luge lessons... In the spring, we'd make meat helmets... When I was insolent I was placed in a burlap bag and beaten with reeds ù pretty standard, really. At the age of 12, I received my first scribe. At the age of 14, a Zoroastrian named Vilmer ritualistically shaved my *********. There really is nothing like a shorn ******* ù it's breathtaking... I suggest you try it.
The only conditions I would trust a bank-like institution in Eve is if it was backed by CCP, just as assets held by real banks are generally secured by powers greater than themselves. (ie. FDIC)
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Estel Arador
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Posted - 2010.08.08 23:35:00 -
[66]
Originally by: TheBankOfEve This would also benefit anyone else who views the site and not just those here on the forums.
More people view the forums than view your website, but it's a false dichotomy really - no one is preventing you from posting information both at the site and on the forums. It might even be a nice idea to first post it on the forums, see what feedback you get, and then post it (adjusted) on the site.
Originally by: TheBankOfEve Besides my job requires me to be able to work with numbers and decimal points, not grammar and punctuation marks.
Perhaps you should hire someone who is used to working with grammar and punctuation marks. I'm available, just shoot me an evemail to discuss my remuneration (no profit-sharing, thanks).
Free jumpclone service|1092 stations! |
cosmoray
Bella Vista Holdings Corp
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Posted - 2010.08.08 23:50:00 -
[67]
Originally by: cosmoray Questions/comments:
1. The customers have to trust the people running it that they won't steal or lose their money
2. The customer have to have good access to their funds. Whatever issues there are with EBANK their website and customer transactions were very good.
3. The bank has to be profitable. What if in your scenario you make money from withdrawal fees and lots of people put funds in and don't remove it. You will be wiped out in a hurry.
4. Loans only work if you take 105%+ collateral to guarantee bank isn't scammed.
5. Why would someone come to your unknown bank for a loan when they can go to well known players for collateral backed loans that have a higher degree of trust than they do with you.
6. Why should players trust you being so new.
7. Do you know who your competitors for loans are? Do you know the rates they charge? Amount of collateral needed? Their cost of capital?
You could start by answering some of my comments at least the bottoms ones about loan rates, competition etc..
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Norah Sin
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Posted - 2010.08.08 23:57:00 -
[68]
so being in the army make someone more trustworthy?
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SetrakDark
Northstar Cabal R.A.G.E
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Posted - 2010.08.09 00:05:00 -
[69]
Originally by: Norah Sin so being in the army make someone more trustworthy?
Apparently. There was a similar thread around 2 weeks ago too...
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Lucyna
Minmatar Interstellar Killer Bee Enterprises
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Posted - 2010.08.09 00:31:00 -
[70]
Originally by: TheBankOfEve
Originally by: Sytoru Hiroshyma
Originally by: TheBankOfEve I could care less about
So close..... If you were what you professed to be you wouldn't have used that.
This is not a legitimate offering in any way shape or form. Great, you got the ISD interested and will, possibly, gain good coverage/investment from that. So far you have singularly failed in providing anything of any substance to reassure those with whom you seek a financial relationship. Your answers have been inept and evasive.
BAWW.
Plus it's I couldn't care less. Could you or could you not care less [/grammar n*zi]
And about bragging about accounts, that's what the scammers do to gain trust. You might not say that you'll brag but even if you were legit, you would to show that this is a popular service, in order to get more deposits. Herd mentality. When the deposits hit critical mass, then scammers take the money and run :-/
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Thrasymachus TheSophist
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Posted - 2010.08.09 01:07:00 -
[71]
hahah this is a post about Banks in Eve. That's funny.
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Voddick
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Posted - 2010.08.09 01:20:00 -
[72]
For what itÆs worth, the EVE forums--and all game / fun related sites-- are blocked from USAF networks. So how this guy is able to post from workàon a Sunday when Finance is closed, is a mystery for the ages.
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Julius Rigel
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Posted - 2010.08.09 02:14:00 -
[73]
What could possibly go wrong? I'm investing big-time!
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Vilgan Mazran
Aperture Harmonics K162
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Posted - 2010.08.09 03:44:00 -
[74]
why are people actually responding seriously? Some random guy who has a bunch of new alts, no posting history, no real plan, and wants your isk because he's in the military and therefore trustworthy? seriously? :P
One thing I've definitely noticed re: leading a bank in eve, the people who would actually be good at it have no desire to DO it. Tons of people on this forum could start a bank if they wanted. But there is no legitimate desire to do so imo. Those who have the understanding required to make money effectively will make plenty of it for themselves without needing to pay others. A bond for a few months to kick start things? Sure. A bank? not so much.
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SencneS
Rebellion Against Big Irreversible Dinks
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Posted - 2010.08.09 03:44:00 -
[75]
Originally by: TheBankOfEve Hexxx from EBANK himself has been consulted and is offering advice on how to run a bank in EVE.
Hexxx and I talk almost daily about anything and pretty much everything, he hasn't mentioned a new Bank to me so yeah... Careful, Hexxx has an active account and if he wanted to give an endorsement, coming from his mouth is much more creditable. Trust me when I say I will talk to him about it.
Amarr for Life |
Ros Anar
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Posted - 2010.08.09 06:04:00 -
[76]
Sent you a message in game, I've been COO of an active corp/bank in another MMO for most of a year and I'd be glad to offer advice/help out with some things. One of our more recent(and profitable :P) projects: http://erx.erepublik.ws/
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Scott McClellan
Forum Posters Anonymous
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Posted - 2010.08.09 06:12:00 -
[77]
Edited by: Scott McClellan on 09/08/2010 06:15:09
Quote: One thing disappointing here is that I'm seeing allot of critics and not a single post with suggestions on how we can improve The Bank of Eve.
Well, to fully understand why an Eve bank is not particularly necessary, lets look at the driving impetus behind banks in the first place.
1. Convenient storage: Banks provide a place to keep too-large-to-be-practical amounts of money, guaranteed by the federal government (in the United States at least.) It's not particularly convenient to carry the cash value of one's checking account around in physical currency. I personally prefer to just debit my purchases and not carry cash at all, and a bank lets me do this.
2. Denied access save for the bank and yourself. If you have your cash in a mattress, or carry it on your person, it can be stolen! Someone can deck you, grab your wallet and run off.
Both of these problems do not exist in Eve. Your wallet can hold an infinite amount (for all intents and purposes) of ISK, all transfers are already electronic, and it can NOT be taken unless you explicitly authorize a transfer.
It is therefore infinitely safer to hold your money than to lodge it with someone else for the purposes of safekeeping, especially someone who has come around very recently, and has not proven their ability to hold and repay public money.
Also, the aforementioned issues with banks not generating any profit tends to wind them up in major debt. There's significantly more financial instruments and accountability available to banks in the real world that make them a viable (and successful... mostly) business.
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Vaerah Vahrokha
Minmatar Vahrokh Consulting
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Posted - 2010.08.09 09:58:00 -
[78]
Quote:
Anyone else without advice or constructive criticism?
Yes. Whether you are going to scam or not, your approach with other people in general and with MD forum in particular must be much more better shaped than this.
You are drilling an open wound (ie EvE banking so far is a big delusion) instead of softly stitching it with careful approach.
If you EVER want to hope to keep your bank running you must be able to positively (despite the hostility, it IS made to put you on a trial) answer at least the following people (list is not exhaustive):
- Cosmoray because he got the knack to spot oddities most of the times. - Estel Arador, he's master at nitpicking, if you "pass" him, you are almost golden. - Hexx, he should actually back you up due to your claims. If not, you can as well close shop now. - Ray McCormack because he's in your same shoes, his ones are just larger and with more holes. - Me if I decided to bother with your bank (unlikely for now) and dissect it with some audit maybe.
Also beware of guys like Raw23 and Ji Sama. They can do things to unwary minds - Auditing & consulting
When looking for investors, please read http://tinyurl.com/n5ys4h + http://tinyurl.com/lrg4oz
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Hexxx
Minmatar
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Posted - 2010.08.09 11:05:00 -
[79]
Originally by: SencneS
Originally by: TheBankOfEve Hexxx from EBANK himself has been consulted and is offering advice on how to run a bank in EVE.
Hexxx and I talk almost daily about anything and pretty much everything, he hasn't mentioned a new Bank to me so yeah... Careful, Hexxx has an active account and if he wanted to give an endorsement, coming from his mouth is much more creditable. Trust me when I say I will talk to him about it.
They sent me an eve mail, I replied, but never heard back. All I said was essentially..."Yes, let's talk. Here's how to reach me." I was provided a phone number to text but that's not how I do things.
That said...I very rarely endorse anything.
Projects Blog |
Hel O'Ween
Men On A Mission
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Posted - 2010.08.09 12:47:00 -
[80]
Originally by: TheBankOfEve
I'll post a link to a picture of me in uniform and then you can look up the public ICCAN record for the .com owner of thebankofeve.com that way you can see that my nametape matches the public record of ownership for the site and see that I am military and that the picture actually matches the record.
And in terms of investment, I'm investing my credibility and ISK. My credibility is at stake because again, you can look up the ICCAN registry and see my full name and probably address. Everyone else has invested ISK upwards of 2 Billion total to cover loans and any losses on loans.
<Google mode> Did you mean ICANN (Internet Corporation for Assigned Names and Numbers)? </Google mode>
And while we're at it: What's this linkfire.us ("Coming soon"), referenced in thebankofeve.com and which is registered to the same person as thebankofeve.com? -- EVEWalletAware - an offline wallet manager |
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Efraya
Minmatar
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Posted - 2010.08.09 14:29:00 -
[81]
Naturally like everyone else here @ M.D. obvious scam is obvious.
IF, in the unlikely event that you are for real. The platform from which you are running your website is woefully insecure and a child could cause you considerable headache.
If your army/finance carrier is true, then I think you might want to check over your systems a little more thoroughly.
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0hai
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Posted - 2010.08.09 14:32:00 -
[82]
Edited by: 0hai on 09/08/2010 14:32:34 Anon alt here, was wondering If I could get onto board of directors. I took consumers math in high school.
Originally by: Gladys Pank My erections will stand proud forever.
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cosmoray
Bella Vista Holdings Corp
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Posted - 2010.08.09 16:25:00 -
[83]
So has the OP ran off without answering any more questions??
Or answer some of the questions he has been asked??
Or has he just given up?
For someone in the Army I would expect grit and determination to see a plan to the finish, not someone who back away from a challenge.
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Breaker77
Gallente Reclamation Industries
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Posted - 2010.08.09 16:31:00 -
[84]
Originally by: cosmoray So has the OP ran off without answering any more questions??
Or answer some of the questions he has been asked??
Or has he just given up?
He could be discouraged that Hexxx didn't back him up
Originally by: Hexxx
Originally by: TheBankOfEve Hexxx from EBANK himself has been consulted and is offering advice on how to run a bank in EVE.
They sent me an eve mail, I replied, but never heard back.
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Estel Arador
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Posted - 2010.08.09 18:02:00 -
[85]
Originally by: Kalanar I've started an account with 500,000 isk
Originally by: Cista2 I have sent 1 mil isk for a savings account.
It's been 24 hours since those posts were made, but so far the statistics page doesn't show any new accounts having been created. It still says the same as it did yesterday
TOTAL ASSETS ACCOUNTS LOANS $606,896,546.00 2 0
It's a bit weird since the page specifically says "No fancy page here, just raw data.". What's the de facto standard for raw data reporting these days? Automatic updates every hour?
Free jumpclone service|1092 stations! |
Ford Chicago
Einherjar Rising Cry Havoc.
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Posted - 2010.08.09 18:05:00 -
[86]
The primary concern is that your business model is flawed. Unless you create loans that generate a higher interest rate than what you are paying to depositors your bank will be insolvent. Additionally, unless those loans are secured against assets, those loans have an exceptionally high risk of default.
You have shown no ability to generate said loans, and thus no means to pay the interest on any account.
If I deposited 1B in a Savings account in your bank, you would be obligated to pay me 30M in interest each month. If only using bank fees, that would require 120 feed Savings account withdrawals over the same period, just to remain revenue neutral. That is highly unlikely and entirely unsustainable.
I don't care if you are or are not in the military, nor if your purported supporters have financial responsibilities in same. It is clear to me that you have, at best, a high-school education, as you cannot distinguish between or correctly use simple words like their/they're.
If you don't know how to use a contraction, why would I trust you with a financial plan and the ability to calculate and articulate risk and return?
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KaarBaak
Minmatar Hell's Librarians Imperium Directive
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Posted - 2010.08.09 19:33:00 -
[87]
Since this thread appears to be headed toward oblivion, I assume it's not a problem if I go off on a slight tangent/derail:
Several people mentioned that they do not care about the RL of someone running one of these banks. While it did seem the OP spent an inordinate amount of time/effort discussing the super-secret nature of his current assignment as well as his military service...those issues are not relevant.
But, to say that RL is not relevant at all seems like a bit of an overstatement. My recollection is that part of the dbank failure was due, in part to some programming knowledge shortcomings.
Also, most on-going 3d party tools/services fall into the trap of RL vs Game prioritization. Knowing how much time the dev/mgr has to devote to the project is relevant. That said, it is impossible to know how those priorities will shift in a month, 6 months or a year.
IMO, people who enjoy playing the game get the idea to create a service that they believe the game could use. Talking to some 3d party devs, as well as CCP devs I have found that there is rarely a balance between playing the game and working on their project. A lot of them have to choose between the two. Optimistically they hope for an 80/20 split. Either way, one is sacrificed for the other and suffers for it.
Both applications and services can and have been handed-off to "new blood" with mixed success when the manager or dev gets tired or bored with the project, or RL overtakes the game.
TL;DR: IMO real life matters when trying to evaluate a project...but not the way the OP thought.
KB
=vinur allra manna
MetaGaming |
Cista2
Hydra Investment Fund
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Posted - 2010.08.09 19:41:00 -
[88]
Originally by: Estel Arador
It's been 24 hours since those posts were made, but so far the statistics page doesn't show any new accounts having been created.
My account is "live" - I can access it on the webpage and it says I have deposited 1 mil isk. I am happy panda! ----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
Thoraemond
Minmatar Far Ranger
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Posted - 2010.08.09 23:32:00 -
[89]
Further question for the OP: what is the nature of the connection between thebankofeve.com and gamerswarchest.com, if any?
á á
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Breaker77
Gallente Reclamation Industries
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Posted - 2010.08.09 23:57:00 -
[90]
Well this has now made the news on the login screen. Even with quotes from Raw23 and Chribba!!
Who wants to take bets on how much ISK he will get before he folds up and walks??
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