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Author |
Thread Statistics | Show CCP posts - 1 post(s) |
Saehta
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Posted - 2009.06.10 14:30:00 -
[61]
Originally by: Hexxx
Why would investors accept non-paying account and interest accounts that pay 3% per month. The risk profile of EBANK has shot up and 3% is no longer a fair reflection of risk. No matter what statements EBANK make, their most senior member scammed public funds so your credit risk HAS TO GO UP.
This was mentioned before but, why would anyone ever keep money into a non-paying account. We arent operating on checks here
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Cordele
Gemini Technologies
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Posted - 2009.06.10 14:31:00 -
[62]
Originally by: LaVista Vista
Quote: Why just post it now when others figured it out prior?
Because this is bigger than just a simple scam. As you might have noticed, Hexxx mentioned RMT. RMT isn't as simple as you think.
You're in no position to condescend anyone LaVista, especially when you were saying this two weeks ago:
Originally by: LaVista Vista
Originally by: mazzilliu im just waiting for the day that e-bank collapses due to either someone running off with all the money and running or else going under all the CCP penalties after ISK sellers start using it to launder their ISK.
First of all, nobody can run away with all the ISK at all. We distribute risk. The most anybody can run away with, is like 30bill at best. That's 10 days worth of interest for us.
In regards to ISK sellers, we actively monitor for that. So that won't ever cause EBANK to collapse.
Ric has always been EBANK's biggest liability. He was involved in EIB, and the amount of control he was allowed to exercise over EBANK's funds (which you and the other EBANK members were always quick to defend when it was questioned) was always deeply suspicious.
It's a shame, because I believe most of those involved in EBANK are honest, talented and dedicated people, but the bank deserves to fail because of this. |
Heroldyn
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Posted - 2009.06.10 14:31:00 -
[63]
Is it possible for ebank to give information about the current withdrawel-que as to an estimate of how long ebank customers can currently expect to wait for their withdrawels to be processed ?
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Block Ukx
Forge Laboratories
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Posted - 2009.06.10 14:33:00 -
[64]
Edited by: Block Ukx on 10/06/2009 14:33:25
Originally by: SentryRaven
Originally by: Proton Power Why did you not let the public know about it much sooner so you would only be dealing wiht one drama bomb today instead of 2.
What reason would there be to make the default public?
Originally by: Proton
Who else have you hired? And why have you hidden those names to this point. (makes zero sense to me)
Again, why is this relevant?
1) Transparency 2) Respect to account owners 3) Trust in the MD 4) Warning to others 5) Show leadership 6) Show competence
Hiding things is a big red flag.
BSAC Mineral Market Manipulation (MinMa) Information Desk |
SentryRaven
KIA Corp KIA Alliance
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Posted - 2009.06.10 14:33:00 -
[65]
Originally by: Heroldyn Is it possible for ebank to give information about the current withdrawel-que as to an estimate of how long ebank customers can currently expect to wait for their withdrawels to be processed ?
We are processing withdrawals within our standard 48h SLA. --------
KIA Recruitment Director |
Leowen
Industrial Giants
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Posted - 2009.06.10 14:33:00 -
[66]
Originally by: Motivated Prophet
So you demand higher interest rates from your bank when one of its loans default, even if the risk of default was priced into the loan and doesn't affect the long-term financial stability of the bank?
The bank hasn't scammed; everyone's promised ISK is still there. Some of the bank's profit margin has disappeared; the directors probably won't get paid this month. Keep this in perspective.
MP
I'm not demanding anything, I don't deposit. The point is this was a fortunate outcome of a regrettable situation. There is potential for any deposit-accepting individual or institution to default entirely on its obligations, be it because of an individual scam, a multi-individual collusion, or even a series of unfortunate RL events. The exposure in this case was limited, and kudos for the remaining EBANK staff for sucking this up and dealing with it.
Worst case scenario, Ricdic could have conspired with other staff to overcome security, run a large bond offering, and then taken the lot. 3% doesn't cover that risk in my mind. I'm sure others disagree and may call me a fool, but I know for a fact I'll still have all of my ISK next year...
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Treelox
Amarr Seppuku Warriors
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Posted - 2009.06.10 14:34:00 -
[67]
Edited by: Treelox on 10/06/2009 14:35:54 Well this action on Ricdic's part really earns the kind of karma that a father of two handicap children really needs.... All positive karma blown for a interwebz bank hiest so you could RMT it to help bridge a couple months of bills, pure stupidity.
Originally by: SentryRaven
Originally by: Proton Power And they hired good people, i have zero issues with who they hired, I dont' see why they dont post it. There is zero reason to hide who they have helping them.
The simple reason is that is not really relevant, is it? There is zero reason to actually post it.
Actually I find the question, always relevant. My view of the safety of my isk in EBANK is always dependant on the sum of the banks parts, not on just one person. Not knowing who all the entitys handling my isk makes me skittish. This "concern" brought forth by PP/DG is the real reason I have withdrawn my total EBANK deposits in the last 24hrs, all 33B of it, and recieved it.
---edit added in "and recieved it." --
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LaVista Vista
Conservative Shenanigans Party
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Posted - 2009.06.10 14:34:00 -
[68]
Originally by: Cordele
Ric has always been EBANK's biggest liability. He was involved in EIB, and the amount of control he was allowed to exercise over EBANK's funds (which you and the other EBANK members were always quick to defend when it was questioned) was always deeply suspicious.
It's a shame, because I believe most of those involved in EBANK are honest, talented and dedicated people, but the bank deserves to fail because of this.
I was talking about tellers, etc.
EBANK Ricdic was, obviously, always higher risk.
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Proton Power
Amarr Relentless Construction
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Posted - 2009.06.10 14:34:00 -
[69]
Originally by: SentryRaven
Originally by: Proton Power Why did you not let the public know about it much sooner so you would only be dealing wiht one drama bomb today instead of 2.
What reason would there be to make the default public?
Originally by: Proton
Who else have you hired? And why have you hidden those names to this point. (makes zero sense to me)
Again, why is this relevant?
Screw it **** me off and here is what you get.
The answers are -
You have hired Ladyofwrath which I have zero issue of, but let the public know. It was a simple freaken answer.
Why does it matter?
LOW runs another IPO, those that invested may like to know everything LOW is running do to burnout reasons or possible scam reasons with access to possibly ebank isk and his ipo isk? I doubt either would happen but people need to know.
I am making a much longer in detail post about the loans, people can then see why your concerned about it.
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Hexxx
Minmatar
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Posted - 2009.06.10 14:34:00 -
[70]
Originally by: Heroldyn Is it possible for ebank to give information about the current withdrawel-que as to an estimate of how long ebank customers can currently expect to wait for their withdrawels to be processed ?
Our normal 48 hour SLA is still in effect. Right now due to volume there are delays beyond what most people might be used to. Really large withdraws can't always be handled by a normal teller and may be subject to delays.
Please have patience, we're trying our best to make sure every request is met within 48 hours.
EBANK - Chairman of the Board | www.eve-bank.net
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Heroldyn
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Posted - 2009.06.10 14:35:00 -
[71]
Originally by: SentryRaven
Originally by: Heroldyn Is it possible for ebank to give information about the current withdrawel-que as to an estimate of how long ebank customers can currently expect to wait for their withdrawels to be processed ?
We are processing withdrawals within our standard 48h SLA.
allright. thanks.
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Lecherito
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Posted - 2009.06.10 14:37:00 -
[72]
Ricdic was a tard. There was a bountiful amount of evidence pointing toward his decline into, well, what he is now. Yet no one wanted to look at said evidence because he was one of the "MD elite", the father of Ebank. Because of his stauts and "reputation" he was able to escape the scrutiny that any other joe schmoe would have had to endure. It seems that the rest of ebank is able to adhere to a different standard, considering their vague answers and inability to answer straightforward questions.
I am grateful to the original poster, and absolutely believe that had he not posted what/when he did, we still would have no knowledge of this event. MD needs more individuals who are willing to travel that road, echoing the truth for what it is, with neither goals nor agenda, and simultaneously vilified by the rest of the MD community for not conforming. Props to you OP of the other thread. You're kind of my hero today.
-L |
Anastasia Heron
Amarr Interstellar Planetary KIA Alliance
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Posted - 2009.06.10 14:37:00 -
[73]
Posting to confirm that while I like Ric just fine, I am extremely disappointed in his choices.
As far as I know, the stories of the health issues his child has are true. I've also been told that the RMT yielded a significant fraction of his yearly income. His income tax liability is unknown. :) But he told me, and I believe, it was an extremely hard decision to make. I like to think we'd have all made the better one.
This hurts, of course it does, and combined with the aforementioned loan loss it makes life difficult. We are going to learn from this experience, but our primary goal is not make that lesson come at depositor's expense. I'm fully willing to sacrifice my 9b claim on EBank's deposits if that is what it takes.
Without trust there can be no secondary markets. I ask that everyone remember that before they dance on our still-empty grave. Of course some could have done it better, but I imagine very few of that number made a serious effort or offer to actually do so. We could have done better too; Complacency is a difficult thing to get around sometimes. But this institution was made to change the way business is done in Eve precicely by being deliberately built to survive the hit we just took. We shall see how well we succeeded.
I'm proud of what we've done and I'm glad for Ric having the vision almost two years ago to create this entity. We will now see if the creation can survive betrayal by the creator. I'm betting 9 billion it will. Your decision is left to you. But. I thank everyone who has helped us become the success that we are, and ask for your patience. There is only one person genuinely happy with this outcome, and he is irrelevant now. If anyone not Ricdic is happy with this situation, then I feel sorry for them.
This is my personal statement only. |
Dal Thrax
Lyonesse. KIA Alliance
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Posted - 2009.06.10 14:38:00 -
[74]
How much ISK does EBANK estimate that it holds for characters who have left the game? Has Ricdic made any statement about his motivations in scamming? |
Saehta
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Posted - 2009.06.10 14:40:00 -
[75]
Edited by: Saehta on 10/06/2009 14:42:07 Edited by: Saehta on 10/06/2009 14:40:45
Originally by: Proton Power Screw it **** me off and here is what you get.
The answers are -
You have hired Ladyofwrath which I have zero issue of, but let the public know. It was a simple freaken answer.
Why does it matter?
LOW runs another IPO, those that invested may like to know everything LOW is running do to burnout reasons or possible scam reasons with access to possibly ebank isk and his ipo isk? I doubt either would happen but people need to know.
I am making a much longer in detail post about the loans, people can then see why your concerned about it.
could have sworn they said lady of wrath, backtracking ... EDIT: yeah post 32 Edit, knocked out unneeded quote |
Proton Power
Amarr Relentless Construction
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Posted - 2009.06.10 14:45:00 -
[76]
Originally by: Saehta Edited by: Saehta on 10/06/2009 14:42:07 Edited by: Saehta on 10/06/2009 14:40:45
Originally by: Proton Power Screw it **** me off and here is what you get.
The answers are -
You have hired Ladyofwrath which I have zero issue of, but let the public know. It was a simple freaken answer.
Why does it matter?
LOW runs another IPO, those that invested may like to know everything LOW is running do to burnout reasons or possible scam reasons with access to possibly ebank isk and his ipo isk? I doubt either would happen but people need to know.
I am making a much longer in detail post about the loans, people can then see why your concerned about it.
could have sworn they said lady of wrath, backtracking ... EDIT: yeah post 32 Edit, knocked out unneeded quote
There is actually one more person, but I will leave that be since I understand why he is inovled right now and was only hired for this purpose. More to come on the loan. |
Saehta
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Posted - 2009.06.10 14:46:00 -
[77]
Was making sure you stayed on track o/
Appreciate the post that brought this to light PP
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Krathos Morpheus
Gallente Legion Infernal Wildly Inappropriate.
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Posted - 2009.06.10 14:48:00 -
[78]
EVE Knowledge
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Jas Dor
Minmatar
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Posted - 2009.06.10 14:49:00 -
[79]
Proton Power I have two questions for you:
1. Is your main still in a GBC affiliated corp?
2. BoB(Kenny) is in the middle of a major push to retake space in 0.0 right now. Are you attempting to create a run on EBANK for reasons of 0.0 politics?
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Proton Power
Amarr Relentless Construction
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Posted - 2009.06.10 14:51:00 -
[80]
Originally by: Jas Dor Proton Power I have two questions for you:
1. Is your main still in a GBC affiliated corp? Yes, BoB(Kenny)
2. BoB(Kenny) is in the middle of a major push to retake space in 0.0 right now. Are you attempting to create a run on EBANK for reasons of 0.0 politics? LOL, I am not the one that scammed, I am the one that brought it to light, I am not the one that scammed a 250bil isk Loan, why are you bringing politics into this, maybe somthing scares you about the info I know?
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Cordele
Gemini Technologies
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Posted - 2009.06.10 14:52:00 -
[81]
Originally by: LaVista Vista
Originally by: Cordele
Ric has always been EBANK's biggest liability. He was involved in EIB, and the amount of control he was allowed to exercise over EBANK's funds (which you and the other EBANK members were always quick to defend when it was questioned) was always deeply suspicious.
It's a shame, because I believe most of those involved in EBANK are honest, talented and dedicated people, but the bank deserves to fail because of this.
I was talking about tellers, etc.
EBANK Ricdic was, obviously, always higher risk.
No, you weren't talking "just" about tellers when you said "The most anybody can run away with, is like 30bill at best." There is nothing in that thread to indicate that you were conveniently excluding your biggest liability in that statement.
Yes, Ricdic was always the highest risk, but it doesn't seem to have been "obvious" enough to you or anybody else in EBANK who didn't eventually resign to do anything about it.
You are now being punished, deservedly, for that oversight, and any reputation you had for competence in dealing with other people's money should take an appropriate hit as well. |
Marcus Baltar
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Posted - 2009.06.10 14:53:00 -
[82]
Edited by: Marcus Baltar on 10/06/2009 14:55:12 Sorry to derail this thread.
Okay, the excrement is about to hit the air circulator; C&P; http://www.eveonline.com/ingameboard.asp?a=topic&threadID=1094570 and http://www.eveonline.com/ingameboard.asp?a=topic&threadID=603530&page=14#415.
That is quite a few characters/accounts!
Anyone up to start backtracking those character sales? Really need to finish my RL work.
(edit)Sorry, meant this for the unofficial thread.(/edit) -- --- --
DesuSigs |
Cordele
Gemini Technologies
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Posted - 2009.06.10 14:56:00 -
[83]
Originally by: Jas Dor Proton Power I have two questions for you:
1. Is your main still in a GBC affiliated corp?
It doesn't take a genius to figure that out.
Originally by: Jas Dor 2. BoB(Kenny) is in the middle of a major push to retake space in 0.0 right now. Are you attempting to create a run on EBANK for reasons of 0.0 politics?
The "run" has already happened, it just wasn't the original owners who made off with the ISK. |
Adrimar
Hellfire-Empire
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Posted - 2009.06.10 14:57:00 -
[84]
I have a question for EBANK:
Were any of the members aware that Ricdic was in danger of being banned?
I ask because of Ricdic's admission of securing loans with real items, including money, in a thread many months ago. At the time I argued that if somebody would default on a loan so secured it would be RMT, while Ricdic disagreed. While this may have no bearing on what happened, I thought at that time that it posed a risk to EBANK and pulled most of my funds.
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Kalrand
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Posted - 2009.06.10 14:58:00 -
[85]
Originally by: Jas Dor 2. BoB(Kenny) is in the middle of a major push to retake space in 0.0 right now. Are you attempting to create a run on EBANK for reasons of 0.0 politics?
They've already lost that war.
To my knowledge, most goons have never heard of ebank. If they had money they wanted to get interest on, they'd just loan it to another goon. And get a much better interest rate.
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Bonhomme Carnaval
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Posted - 2009.06.10 14:58:00 -
[86]
Originally by: Proton Power
Originally by: SentryRaven
Originally by: Proton Power Why did you not let the public know about it much sooner so you would only be dealing wiht one drama bomb today instead of 2.
What reason would there be to make the default public?
Originally by: Proton
Who else have you hired? And why have you hidden those names to this point. (makes zero sense to me)
Again, why is this relevant?
Screw it **** me off and here is what you get.
The answers are -
You have hired Ladyofwrath which I have zero issue of, but let the public know. It was a simple freaken answer.
Why does it matter?
LOW runs another IPO, those that invested may like to know everything LOW is running do to burnout reasons or possible scam reasons with access to possibly ebank isk and his ipo isk? I doubt either would happen but people need to know.
I am making a much longer in detail post about the loans, people can then see why your concerned about it.
Wow, what a huge blow to EBank, this is a scandal, sound the alarm, aaaahhhh. Oh wait... as someone already said, they told us about it a few posts ago AND it's not even a problem.
I think unless EBank starts dishonoring their debs towards people who deposited, it's hard to question the remarkable way in which they've run their business. Their CEO just scammed 2 months after giving out a huge unsecure loan that didn't pay back and they're still standing strong. I think most of the MD community if not all of it would have done no better than this, if not much worse.
Then again I guess being calm isn't fun, on withthe drama. |
Joe Ortega
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Posted - 2009.06.10 15:05:00 -
[87]
Has anyone contacted CCP on the possibility of a federal bailout?
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Proton Power
Amarr Relentless Construction
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Posted - 2009.06.10 15:06:00 -
[88]
This is my understanding of the Loan Situation and you can take a look at player tags of the people attacking this and why they didnt want it posted.
Kia started a Titan Production deal, they used isk from EBANK to do this. Some deals went bad, and they left ebank with the debt. Hence all the kia in this thread and politic questions all the sudden.
The loan was about 275bil isk. -------------------- Now the unsecure part -
Yes RICDIC approved this loan, a vote approved it though, however i am told the vote was after he gave them some of the isk.
BUT Kia has had a long past with EBANK even when I was part of EBANK had multiple billions of isk in unsecured loans wiht them. Also Mr H the chairman at the one point was in Kia running there pos's, along with as you can see here Sentry and a few others if not mistaking.
Again not a major deal on it's own, don't htink it was entirely Kia's fault either based on what I know, but shoud have been brought to the public's attention that they lost 250+ bil isk.
Now kia is going to make me a target per MSN conversations, oh no, you going to take more of our space we don't own atm?
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Krathos Morpheus
Gallente Legion Infernal Wildly Inappropriate.
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Posted - 2009.06.10 15:08:00 -
[89]
Edited by: Krathos Morpheus on 10/06/2009 15:09:26
Originally by: Proton Power You have hired Ladyofwrath which I have zero issue of, but let the public know. It was a simple freaken answer.
Why does it matter?
LOW runs another IPO, those that invested may like to know everything LOW is running do to burnout reasons or possible scam reasons with access to possibly ebank isk and his ipo isk? I doubt either would happen but people need to know.
I am making a much longer in detail post about the loans, people can then see why your concerned about it.
Actually LoW said it when asked, so it's not big deal,I really don't know why evading the question. Originally by: LoW I currently advise within EBANK. I assume that is what he was referring to.
Thanks for bringing this up to the light, PP. The thing that really concerns me it's not the scam (as I said, I'm sure EBANK can recover from it), but the EBANK team not being upfront and transparent about it.
EVE Knowledge
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SentryRaven
KIA Corp KIA Alliance
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Posted - 2009.06.10 15:09:00 -
[90]
Originally by: Proton Power
Now kia is going to make me a target per MSN conversations, oh no, you going to take more of our space we don't own atm?
Actually no, no need for that. But you could have used that MSN conversation to get your facts straight. None of the ISK is within KIA, it was defaulted by a corp in KIA that subsequently used our relationship to EBANK to get the loan approved in the first place. Welp. --------
KIA Recruitment Director |
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